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SKYTAP EXECUTIVE TO PERSENT ON COULD COMPUTING AT UPCOMING INDUSTRY CONFERENCES

2009-02-28T20:57:00.001-08:00

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Skytap Executives to Present on Cloud Computing at Upcoming Industry Conferences
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updated 9:00 a.m. ET Feb. 20, 2009

SEATTLE, WA - Skytap, Inc., the leading provider of cloud-based virtual lab solutions, today announced company executives will be speaking at the following conferences this Spring. Skytap's executives will discuss strategies for adopting cloud computing, and the top ten reasons enterprises are moving IT environments to the cloud.

SALT Conference - Orlando
Steve Brodie, Chief Products and Marketing Officer
Cloud Computing: How to Adopt for Online Training
February 20 at 9:15 a.m.
Ramada Orlando Celebration Hotel and Convention Center

NOTE; The skytap 's exclusves wiill be discuss strategies for adapting could cmputing.

Pacific Crest Data Center Conference - San Francisco
Steve Brodie, Chief Products and Marketing Officer
Presenting an overview of Skytap and its Virtual Lab Solution
February 25 at 10 a.m.
St. Regis Hotel

Data Center World - Las Vegas
Steve Brodie, Chief Products and Marketing Officer
Ten Reasons to Move IT Environments to the Cloud
March 11 at 10:30 a.m.
Paris Hotel

SQuAD - Denver, CO
Ian Knox, Director of Product Management
Demystifying Virtual Test Lab Management
March 12 at 2 p.m.
PPA Event Center

Software Test and Performance Conference - San Mateo, CA
Ian Knox, Director of Product Management
Moving to a Truly Virtual QA Lab
April 1 at 3.45 p.m.
Marriott San Mateo

Story continues below ↓advertisement | your ad here
Click here to find out more!

If interested in speaking with Skytap at one of these events, please contact skytap@barokas.com.

About Skytap, Inc.

Skytap is the leading provider of cloud-based virtual labs that deliver 100% self-service provisioning of complex IT environments. Skytap is based on industry standard virtualization platforms and supports open migration to and from the cloud with no application or architectural changes. Skytap's service significantly reduces lab IT costs with an on-demand, pay-as-you-go model, and fosters team collaboration through shared, cloud-based access to virtual machines. For more information about Skytap, please visit www.skytap.com.

NOTE; The skytap iservice significantly reduces lab IT cost w/ an on-demand,play-as-you-go modeland fosters.

Contact:
Frances Bigley
Barokas Public Relations
206-264-8220
Email Contact

© MarketWire 2009

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MARKETING LEADER TO PROVIDE KELLER WILLIAMS' SALE PROFESSIONAL WITH $ 1,000 IN GOOGLE ADWORDS (TM) ADVERTISING

2009-02-26T20:12:00.001-08:00

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Market Leader to Provide Keller Williams' Sales Professionals With $1,000 in Google AdWords(TM) Advertising
Marketwire
Market Leader Commemorates Participation in Keller Williams' Family Reunion With Unprecedented Offer for all Keller Williams' Agents and Agent Teams
February 20, 2009: 11:20 AM ET

Market Leader (NASDAQ: LEDR), an innovator in online marketing and technology solutions for real estate professionals, announced today that it is offering Keller Williams' sales professionals a one-time opportunity to try its products at the Keller Williams Family Reunion this weekend in Orlando, Fla.

NOTE:the marketing offering williams keller sale pro fessionals a one time opportunity to try its products.

Market Leader is making available to Keller Williams' agents and agent teams a free trial of the company's Vision contact management system. In addition, Market Leader will spend up to $1,000 to advertise any participating agent on Google during their free trial.

Earlier today Market Leader announced a strategic agreement with Google to become an authorized reseller of Google AdWords advertising program, and as a result, is able to help real estate professionals attract new customers more efficiently than ever before.

This one-time promotional offer commemorates Market Leader entering into a marketing agreement with Keller Williams Realty Inc.

As an approved vendor, the agreement enables Market Leader to offer its marketing solutions and client management tools to Keller Williams' agents and agent teams from throughout the United States.

"We are proud of all of the success that Keller Williams agents have been having with our services over the past decade and very glad to be taking our relationship with them to the next level," said Market Leader CEO Ian Morris. "So many Keller Williams agents are seeing success with Growth Leader, Team Leader, and the Vision contact management system, that we are excited to offer their entire network this unique opportunity to try the products for themselves."

With more than 1,000 real estate teams in its network of more than 70,000 Keller Williams' sales professionals throughout the United States and Canada, Team Leader is well suited to help agents propel their business to the next level. Team Leader is the first real estate marketing solution designed to address the specific needs of real estate agent teams and enables them to generate a steady stream of prospects, and convert those prospects into clients. Additionally, it provides teams with the tools to recruit and retain agents and manage their efforts.

Additionally, Growth Leader, which is designed for real estate agents focused on growing their business, will be offered to Keller Williams' agents, enabling them to cost-effectively generate a steady stream of prospects to their personal web site.

Keller Williams' sales professionals not attending the Family Reunion can call 1-87... to learn more.

About Market Leader Inc.

Market Leader (NASDAQ: LEDR) provides real estate professionals with innovative marketing and technology solutions that enable them to grow and manage their business.

Founded in 1999 by a second-generation real estate agent, Market Leader provides real estate agents, agent teams, and brokerage companies with subscription software and advertising products that enable them to generate a steady stream of prospects, as well as the tools and training they need to convert these prospects into clients.

With a long history of innovation, Market Leader pioneered online lead generation for real estate professionals a decade ago and today is the leading marketing partner to the real estate industry.

The company also provides consumers with free access to the information and tools they need throughout the home buying and selling process through its national consumer real estate sites. These websites enable Market Leader to provide its customers with access to millions of future home buyers and sellers while providing these consumers with free access to the information they seek throughout the home buying and selling process.

NOTE: the copany ws provide consume and providing a million of future home buyer and saller.

For more information on Market Leader visit http://www.MarketLeader.com.

Google and AdWords are trademarks of Google Inc.

LEDR: CORPORATE

Investor Contact:
Mark Lamb
Director of Investor Relations
Market Leader Inc.
425.952.5801
markl@marketleader.com
Press Contact:
Hugh Siler
Siler & Company for Market Leader Inc.
949.646.6966
hugh@silerpr.com

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10--Q/ A: WATERPURE INTERNATIONAL

2009-02-25T19:50:00.001-08:00

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latest news
March crude ends down 54 cents at $38.94 a barrel on Nymex
10-Q/A: WATERPURE INTERNATIONAL

Last update: 1:27 p.m. EST Feb. 20, 2009
(EDGAR Online via COMTEX) -- ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
This Management's Discussion and Analysis of Financial Condition and Results of Operations includes a number of forward-looking statements that reflect Management's current views with respect to future events and financial performance. You can identify these statements by forward-looking words such as "may," "will," "expect," "anticipate," "believe," "estimate" and "continue," or similar words. Those statements include statements regarding the intent, belief or current expectations of us and members of our management team as well as the assumptions on which such statements are based. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risk and uncertainties, and that actual results may differ materially from those contemplated by such forward-looking statements.
Readers are urged to carefully review and consider the various disclosures made by us in this report and in our other reports filed with the Securities and Exchange Commission. Important factors currently known to Management could cause actual results to differ materially from those in forward-looking statements. We undertake no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes in the future operating results over time. We believe that our assumptions are based upon reasonable data derived from and known about our business and operations. No assurances are made that actual results of operations or the results of our future activities will not differ materially from our assumptions. Factors that could cause differences include, but are not limited to, expected market demand for our products, fluctuations in pricing for materials, and competition.
Overview
WaterPure International, Inc. was organized under the laws of the state of Florida on July 22, 2005 and conducts business as a marketer of the WaterPure Atmospheric Water Generator ("AWG"), a branded product of ours. We are structured expressly as a marketing entity and therefore, we do not engage in the design, development or manufacturing of products, however, we do intend to manufacture our own licensed products in the future. We intend to operate in North America, South America and the Caribbean providing various versions of our devices, which produce drinking water from ambient air.
We are a developing stage company, currently selling our products through our distribution and marketing programs, which consists of placing our product in retail establishments and through distributors. In December 2007, we entered into an agreement with Everest Water Ltd. for the manufacturing and marketing rights to advanced models of our product, which was amended on August 4, 2008. Our primary focus will be on strengthening the defined sales channels and supporting them with meaningful marketing programs to the extent that funds are available. We have sold our first units and have generated minimal revenues from operations.
We want to be identified as an environmentally sustainable business. Clean drinking water is becoming a scarce commodity as our population increases. Pollution from sewage, industry, agriculture and acid rain has destroyed surface water reservoirs and aquifers. Water generation treatment and filtration is poised to be an important humanitarian industry as we learn more about global warming.

NOTE:the company was developing and disteibutes products,and the pure water is very important to humanitarian and we need to learn more about the global warmimng.

Our product line consists of three AWGs suitable for home and small office use and for higher volume office or commercial use. In December 2007, we entered into two worldwide license agreements with Everest Water Ltd. for the manufacturing and marketing rights to advanced models of AWGs. One license is a non-exclusive license for a stand-alone water generator and the second license is an exclusive license for a mineral additive water generator process that will permit the addition of organic minerals, flavors and other additives to the water produced by the machine.
We previously purchased our products from a manufacturer in South Korea under an Original Equipment Manufacturer arrangement. However, as a result of a lack of financing to purchase AWGs and uncertainty regarding the manufacturer's ability to deliver in accordance with orders, we have chosen not to continue our supply relationship with the Korean manufacturer, but we may reestablish the relationship at any time. Currently, we are selling the remaining inventory from our original purchases from the Korean manufacturer and purchasing additional AWGs from H2O Liquid Air-Florida and another supplier in North Carolina on an as-needed basis.
We made efforts to organize the distribution and marketing programs and intend to place our products into the retail market through distributor relationships. On July 5, 2007, we announced the appointment of Midwest Future Technology, LLC as our master distributor for our atmospheric water generator products in the Indiana, Ohio and Kentucky region for direct sales to businesses and consumers in Indiana, Ohio and Kentucky. The Company has since terminated that distributorship for lack of performance. Additional distributorships have been established in Greece, Bermuda and the Cayman islands.
Results of Operations
For the Period from July 22, 2005 (Inception) through September 30, 2008
Since we were formed on July 22, 2005, we have earned approximately $120,000 in revenues and have incurred a cumulative net loss since our inception of $3.9 million through September 30, 2008. Operations from inception through September 30, 2008 were devoted primarily to strategic planning, raising capital and developing revenue-generating opportunities.
Liquidity and Capital Resources
As of September 30, 2008, we have a working capital deficit of $ 424,329 , have earned minimal revenues and have incurred a net loss from our inception through September 30, 2008 totaling $ 3,925,516 .
We have financed our losses through the sale of our common stock, issuance of common stock for services in lieu of cash, and loans from officers and stockholders. During the three months ended September 30, 2008, we received the following capital infusions: loans from officers and stockholders totaling $24,230 and $31,350, respectively. In addition, during the three months ended September 30, 2008, in lieu of cash payments, we issued shares of common stock valued at approximately $351,216 for services rendered. We issued 1,000,000 and 666,111 shares of our common stock to repay $50,000 and $41,550 in advances from officers and stockholders, respectively. We do not intend to pay interest on the advances borrowed from officers and stockholders as the advances are intended to be short-term.
On July 30, 2008, we entered into a Securities Purchase Agreement with accredited investors for the issuance of an aggregate of $50,000 of convertible notes. The convertible notes accrue interest at 8% per annum and are due one year from the date of the convertible notes. The note holders have the option to convert any unpaid note principal in shares of our common stock at a 30% discount to the average five day stock price prior to conversion.
We do not have enough capital to support operations for the next 12 months. We anticipate we will need approximately $2 million, consisting of approximately $900,000 for manufacturing, $200,000 for sales and marketing and $800,000 for general and administrative expenses and working capital. An additional $100,000 would be utilized for the production and execution of our marketing support program. We currently do not have any commitments for additional capital, and have no assurances that capital will be available on terms acceptable to us, or at all.
Our independent auditors have issued a going concern paragraph in their opinion on our consolidated financial statements for the fiscal year ended June 30, 2008 that states there is substantial doubt about our ability to continue as a going concern. Our ability to continue as a going concern is dependent on our ability to access capital through debt and equity funding as well as market and sell our various products.
Critical Accounting Policies
Our financial statements are prepared based on the application of accounting principles generally accepted in the United States of America. These accounting principles require us to exercise significant judgment about future events that affect the amounts reported throughout our financial statements. Actual events could unfold quite differently than our previous judgments had predicted. Therefore, the estimates and assumptions inherent in the financial statements included in this report could be materially different once those actual events are known. We believe the following policies may involve a higher degree of judgment and complexity in their application and represent critical accounting policies used in the preparation of our financial statements. If different assumptions or estimates were used, our financial statements could be materially different from those included in this report.
Revenue Recognition
We recognize revenues in accordance with Staff Accounting Bulletin 104, Revenue Recognition in Financial Statements (SAB 104). We sell atmospheric water generators. Revenue from such product sales is recognized when persuasive evidence of an arrangement exists, delivery has occurred, the fee is fixed or determinable and collectibility is probable. At this time the earnings process is complete and the risks and rewards of ownership have transferred to the customer, which is generally when the goods are shipped and all our significant obligations have been satisfied.

NOTE: the financial statement are included in this report and the event are known.

Accounts Receivable
We must make judgments about the collectibility of our accounts receivable to be able to present them at their net realizable value on the balance sheet. To do this, we carefully analyze the aging of our customer accounts, try to understand why accounts have not been paid, and review historical bad debt problems. From this analysis, we record an estimated allowance for receivables that we believe will ultimately become uncollectible. As of September 30, 2008, we had an allowance for bad debts of $5,602. We actively manage our accounts receivable to minimize our credit risks and believe that our current allowance for doubtful accounts is fairly stated.
Reliability of Inventory Values
We make judgments about the ultimate realizability of our inventory in order to record our inventory at its lower of cost or market. These judgments involve reviewing current demand for our products in comparison to present inventory levels and reviewing inventory costs compared to current market values.
Recent Accounting Pronouncements
There are no accounting pronouncements not yet adopted that are expected to have a significant impact on us.
ITEM 3 - QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
Not required under Regulation S-K for "smaller reporting companies."
ITEM 4T - CONTROLS AND PROCEDURES
( a) Evaluation of disclosure controls and procedures.
The Company, under the supervision and with the participation of its management, including the principal executive officer and recently appointed principal financial officer, has evaluated the effectiveness of the design and operation of its disclosure controls and procedures as defined in Rule 13a-15(e) of the Securities Exchange Act of 1934, as amended (the "Act") as of the end of the period covered by this report (the "Disclosure Controls"). Based upon the Disclosure Controls evaluation, the principal executive officer and principal financial officer have concluded that the Company's disclosure controls and procedures were not effective in connection with preparing this Quarterly Report on Form 10-Q due to a material weakness in the Company's internal control over financial reporting, mainly its financial closing, review and analysis process. The Company determined that a restatement of its financial statements was necessary due to certain clerical errors. This restatement is required to properly reflect the Company's financial results for certain accounting related to accrued royalties and licensing fees.
The Company believes that the issues surrounding the restatement of this report, mainly the internal controls related to the financial closing, review, and analysis process has been addressed and the Company has taken additional steps to avoid the reoccurrence of this condition by instituting a policy requiring the Chief Financial Officer, at the end of each quarter, to review the Company's current licensing agreements to ensure that all royalty and licensing fees have been properly recorded and that appropriate adjustments to previously accrued royalties and licensing fees are recorded, if necessary. The Company believes that these additional efforts taken by management since the end of the quarter ended September 30, 2008 to strengthen the Company's internal controls will be effective in future periods.
A control system, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the control system are met. Further, the design of a control system must reflect the fact that there are resource constraints, and the benefits of controls must be considered relative to their costs. Because of the inherent limitations in all control systems, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been detected. Because of the inherent limitations in a cost-effective control system, misstatements due to error or fraud may occur and not be detected.
The Company's internal control over financial reporting has been modified subsequent to the Company's most recent fiscal quarter as disclosed above to address deficiencies in the financial closing, review and analysis process, which has materially improved the Company's internal control over financial reporting.
(b) Changes in internal control over financial reporting.
We regularly review our system of internal control over financial reporting and make changes to our processes and systems to improve controls and increase efficiency, while ensuring that we maintain an effective internal control environment. Changes may include such activities as implementing new, more efficient systems, consolidating activities, and migrating processes.
We made the changes as specified above in our internal control over financial reporting that occurred subsequent to the period covered by this Quarterly Report on Form 10-Q that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.
PART II - OTHER INFORMATION
Item 1. Legal Proceedings
We are currently not a party to any material legal proceedings or claims.
Item 1A. Risk Factors
Not required under Regulation S-K for "smaller reporting companies."
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds
On July 30, 2008, we entered into a Securities Purchase Agreement with accredited investors for the issuance of an aggregate of $50,000 of convertible notes. The convertible notes accrue interest at 8% per annum and are due one year from the date of the convertible notes. The note holders have the option to convert any unpaid note principal to shares of our common stock at a 30% discount to the average five-day stock price prior to conversion.
Item 3. Defaults Upon Senior Securities
We are currently in default on a $25,000 note, which was due May 15, 2008.
Item 4. Submission of Matters to a Vote of Security Holders
None.
Item 5. Other Information.
None.
Item 6. Exhibits
31.1 Certification of Chief Executive Officer pursuant to Rule 13a-14 and Rule 15d-14(a), promulgated under the Securities and Exchange Act of 1934, as amended
31.2 Certification of Chief Financial Officer pursuant to Rule 13a-14 and Rule 15d 14(a), promulgated under the Securities and Exchange Act of 1934, as amended
32.1 Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
32.2 Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
WATERPURE INTERNATIONAL, INC.
Date: February 20, 2009 By: /s/ PAUL S. LIPSCHUTZ Paul S. Lipschutz President (Principal Executive Officer)
Date: February 20, 2009 By: /s/ ROBERT F. ORR Robert F. Orr Chief Financial Officer (Principal Financial Officer and Principal Accounting Officer)
Feb 20, 2009
(c) 1995-2009 Cybernet Data Systems, Inc. All Rights Reserved End of Story
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WEB CONTENT MANAGEMENT FOR LANDING PAGE MARKETING

2009-02-24T03:50:00.001-08:00

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Web Content Management for Landing Page Marketing
By Barb Mosher | Feb 19, 2009
Tags: crownpeak, emarketing, enterprise 2.0, hosted cms, landing pages, saas, web cms

crownpeak offers landing page manager With a greater drive to taking advantage of the Internet to attract new customers, marketers need web content management solutions that help them build and manage their online initiatives faster. CrownPeak is offering a solution that may help. Called the Landing Page Manager, this solution helps create, test and manage Landing Pages quickly all within a SaaS environment.
The Drive to Online Marketing

NOTE:Crownpeak is offering a solution that may help.

We are seeing the push to move much of our marketing initiatives online because it's supposed to be less expensive and reach a much broader target audience. This is done, of course, through developing our websites to be much more than simple brochureware sites and creating communities.

One of the most popular eMarketing tactics is the landing page. Whether it's a microsite off the main website, the first webpage for a community or something completely different, a landing page needs to be designed correctly and managed constantly. If not done right, you stand waste a lot of time and miss out on potential customers.

NOTE: THE marketing are expensive and reach a much broader target audience.

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Features of the Landing Page Manager

The CrownPeak Landing Page Manager has many of the features required by a marketer to develop landing pages, including the following:

* An easy to use interface
* Customizable campaign templates
* Easy publishing using either a stock URL, a custom domain or an internal server (likely for testing)
* Campaign Reporting
* Integration with Internal CRM applications

To go along with the functionality, you will also have access to CrownPeak's expertise in delivering these types of campaigns and websites.

To get more details on the Landing Page Manager, CrownPeak has a number of videos demonstrating how it works. Or get access to a free 30 day trial.
The Changing Role of Web Content Management

We know that web content management is a top priority for organizations today as they need to deliver truly engaging web experiences to attract and maintain customers.

Is web content management becoming an interactive marketer's primary source for eMarketing initiatives? Crown Peak seems to think so saying that every web site manager is an online marketer. Now that's a little bit of a scary thought, because not all website managers are marketers and vice versa.

It was just yesterday that we asked if eBusiness Suites were the future of Web Content Management. This new service offering from Crown Peak is another example of how the role of web content management is changing to meet the growing needs of organizations who need to save money and make money at the same time.

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SAEPIO NAMED TO MAGIC QUADRANT REPORT FOR MAKETING RESOURCE MANAGEMENT

2009-02-24T02:07:00.001-08:00

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Saepio Named to Magic Quadrant Report for Marketing Resource Management
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updated 3:12 p.m. ET Feb. 13, 2009

KANSAS CITY, Mo., Feb. 13, 2009 (GLOBE NEWSWIRE) -- Saepio Technologies, a leading provider of marketing asset management technology, today announced it has been included by Gartner, Inc. in the 2009 'Magic Quadrant for Marketing Resource Management'(i) report.

NOTE: the KANSAS CITY ,Mo., the marketing was a magic quadrant for marketing management resource.

"We are honored to be included in this report and consider it validation of the many benefits our technology provides our clients," said John Thomson, chairman and CEO of Saepio Technologies. "At the same time, we consider current Saepio technology just the starting point in our vision to build and deliver world-class marketing automation solutions. With the upcoming launch of Saepio MarketPort, we will deliver a truly revolutionary solution that will change the face of the enterprise marketing management technology landscape and further enhance our MRM functionality."

Saepio's marketing asset management technology combines digital asset management, collateral customization and marketing process automation. The software enables corporate marketers to streamline workflow, reduce costs and maintain full brand control while giving their distributed marketing force (e.g., branch offices, dealerships, franchises, agencies, and VARs) the ability to assemble a locally relevant message to the right person at the right time.
Story continues below ↓advertisement | your ad here

NOTE: the customize and marketing process automation.

More than 200 organizations, including many of the world's most powerful brands, currently use marketing asset management solutions from Saepio. Marketing leaders that have already adopted Saepio solutions include BMW, Chevron, CVS, NCAA, Discover, Sprint, Sonic, United Agri Products, Mutual of Omaha, Great Harvest Bread, Deluxe Corporation, Bentley Motors, ACDelco, The Dwyer Group, The Salvation Army, Easter Seals, Omni Hotels, Houlihan's, Electrolux, Two Men and a Truck, York, Cartridge World, Hospital Corporation of America (HCA), Nestle, Valvoline and more.

About the Magic Quadrant

The Magic Quadrant is copyrighted February 9, 2009 by Gartner, Inc. and is reused with permission. The Magic Quadrant is a graphical representation of a marketplace at and for a specific time period. It depicts Gartner's analysis of how certain vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the Magic Quadrant, and does not advise technology users to select only those vendors placed in the "Leaders" quadrant. The Magic Quadrant is intended solely as a research tool, and is not meant to be a specific guide to action. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

About Saepio Technologies, Inc. (www.saepio.com)

Saepio Technologies is the leading provider of powerful, yet simple-to-use marketing asset management technology for corporations with distributed marketing networks. These solutions are in use at hundreds of leading companies and organizations. Customers include corporations who use Saepio products to empower local marketers at regional offices, local dealerships and stores to tailor their messages to their specific audience. Advertising agencies and print service providers also deploy Saepio solutions to add value to existing services and to create new revenue streams by helping clients improve the way they support and manage the local marketing process.

The Saepio Technologies logo is available at http://www.globenewswire.com/newsroom/prs/?pkgid=5888

(i) Gartner "Magic Quadrants for Marketing Resource Management" report (ID Number: G00164833) by Kimberly Collins. February 9, 2009.

CONTACT: Hagen and Partners
Donna Pirotte
913.219.4144
dpirotte@hagenandpartners.com

Saepio Technologies
Stephen Tucker
816.777.2100
stephent@saepio.cm

GlobeNewswire, Inc.2009

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BACK BY POPULAR DEMAND: CYTIVA ANNOUNCES FREE TALENT MANAGEMENT WEBCAST SERIES 2009

2009-02-23T01:55:00.001-08:00

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Back by Popular Demand: Cytiva Announces Free Talent Management Webcast Series for 2009
Sonic TalentTalk 2009 Series Upgraded to Nine Information Packed Webcasts by Recruiting and Performance Management Experts
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updated 1:52 p.m. ET Feb. 19, 2009

EMERYVILLE, CA - Cytiva (TSX-V: CRX), developers of talent management solutions, SonicRecruit, SonicPerform and SonicOnboard, announced today the launch of a series of free webcasts designed to help today's practitioners deal with current topics in recruiting and performance management.

Covering everything from rethinking your recruiting metrics to onboarding and socialization for better retention, the new Sonic TalentTalk webcasts will begin March 19, 2009 and run through the end of the year.

The current line up of webcasts include:
Story continues below ↓advertisement | your ad here

* Onboarding and Socialization for Better Retention
* Performance Management in a Down Economy
* Uncover Hidden Cost Savings in Your Recruiting Process
* Recruiting 2.0
* Communicating Your Employment Brand
* Career Center 101
* Rethinking your Recruiting Metrics for a Down Economy
* Tips and Tricks for Effective E-recruiting
* Talent Acquisition Systems: Building a Strong Business Case

"We received great feedback from our Sonic TalentTalk 2008 series," said Jason Moreau, CEO of Cytiva. "But the conversation has changed over the last eight months in significant ways, so we felt it was important to repeat and refocus the webcasts for 2009."

Hosted by Cytiva's Sr. Talent Management Consultant and corporate recruiting veteran David Freeman, along with Vice President of Marketing and performance management software pioneer, Ian Alexander, this year's Sonic TalentTalk Webcasts are focusing on the evolving value of talent management practices in a trying economic environment.

NOTE: the sonic talent talk they webcasts and perpormance are management software pioneer.

"Aside from the change in focus, we are sticking to our 'no-hype' approach," said David Freeman. "Last year's attendees repeatedly commented that they appreciated getting with solid information, not product hype."

NOTE: Last year the repeatedly are commented that they appriciated getting w/solid information.

Registration for Sonic TalentTalk Webcasts is free. Visit http://www.sonicrecruit.com/company/events.htm for more information and to sign up.

About Cytiva Software Inc.

Cytiva Software Inc. (TSX-V: CRX) provides innovative on-demand talent management software and services to mid-sized and Fortune 500 companies. Its flagship talent acquisition product, SonicRecruit, allows corporations to screen applicants, automate recruiting departments, customize corporate career sites and hire great people. This premier applicant tracking system improves recruiting effectiveness, speeding up the hiring process and reducing cost per hire. Cytiva's SonicPerform employee performance management system automates employee evaluations, aligns employees around key goals and encourages year round feedback. For more information, visit http://www.sonicrecruit.com.

The TSX has not reviewed and does not accept responsibility for the accuracy or adequacy of this news release, which has been prepared by management.

Forward-looking Statements: This news release contains forward-looking statements related to the future financial condition and results of operations of Cytiva. These statements are based on current expectations and estimates about the human resources markets in which Cytiva operates and management's beliefs and assumptions regarding these markets. These statements are subject to important risks and uncertainties which are difficult to predict and assumptions which may prove to be inaccurate. Some of the factors which could cause results or events to differ materially from current expectations include but are not limited to: general economic conditions, market or business conditions; changing competitive environment; changing regulatory conditions or requirements; changing technology; and success in implementing productivity initiatives. Some of these factors are largely beyond the control of Cytiva. Should any factor impact Cytiva in an unexpected manner, or should assumptions underlying the forward-looking statements prove incorrect, the actual results or events may differ materially from the results or events predicted. All of the forward-looking statements made in this document are qualified by these cautionary statements, and there can be no assurance that the results or developments anticipated by Cytiva will be realized or, even if substantially realized, that they will have the expected consequences for Cytiva. Readers should not place undue reliance on any forward-looking statements. Further, Cytiva disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or any other occurrence.

Distributed by Filing Services Canada and retransmitted by Marketwire

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© MarketWire 2009

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KENSHOO INTEGRATES NEGATIVE KEYWORD MANAGEMANT

2009-02-22T21:06:00.001-08:00

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« Google Analytics Releases Urchin 6.5 with AdWords Integration | Main | Former eBay CEO Bids For California Governor Job »
February 9, 2009
Kenshoo Integrates Negative Keyword Management

Kenshoo has integrated negative keyword management into its search marketing management tool, KENSHOO SEARCH. Kenshoo says the following data represents average improvements attributable to the cross channel negative keyword manager:

* CTR increase by 40-80%
* ROI increase by 20-60%
* Conversion Rate increase by 30-50%
* Profit increase by 30-50%

Print-on-demand site CafePress has seen success using the feature. Jeremy Post, Sr. Manager, Acquisition Marketing at CafePress explains, "We manage massive amounts of keywords, so it was critical that our campaign managers have a way to easily manage negative keywords. This feature not only delivers value by increasing our campaign quality but it also saves us countless hours of work by not having to copy and paste keywords into every part of the system. "

NOTE:This feature was not only delivers a value by increasing our campaign.

Kenshoo expects additional clients to experience similar results. "Our commitment to Quality Management focuses our efforts on developing features which increase the overall value and effectiveness of search marketing," said Alon Sheafer - VP of Products and Marketing at Kenshoo. "Users of the negative keyword tool are already seeing increased ROI - up to 60% - through cost reductions and improved targeting. By filtering out irrelevant traffic, their ads are being displayed more often on value-driving keywords that increase CTR and conversions."

NOTE: kenshoo was expected to addition a clients to experience the similar result.

Related Reading:
SEM Platform Provider Kenshoo Opens U.S. Office
SES Awards Finalists Announced

Posted by Nathania Johnson at February 9, 2009 12:59 PM

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SALE QUEST PROMOTE ROBIN ELLINGTON TO VICE PRESIDENT OF CUSTOMER SUPPORT AND MANAGEMENT

2009-02-22T01:30:00.001-08:00

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SalesQuest Promotes Robin Ellington to Vice President of Customer Support and Management
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updated 11:58 a.m. ET Feb. 19, 2009

LAWRENCE, MA - SalesQuest, a leading provider of deep dive company profile reports on the Fortune 1000 and Global 500 for high tech software and IT services providers, today announced an addition to its senior management team. The company appointed Robin Ellington as Vice President of Customer Support and Management in response to the increased need to support new Crush Update Online subscribers.

NOTE: The company appoted robin ellington as support as vice president of customer support and management in responce.

Robin Ellington has over 25 years of deep industry experience in high tech marketing and sales having worked for companies like Apple and Hewlett Packard (formerly DEC) in their efforts to drive new revenues. At Apple, she directed, managed and grew a large customer support and training team. At SalesQuest, her responsibilities include managing new customer implementations, Salesforce.com integrations, trainings, and ongoing subscriber requests for Crush Reports and Crush Alerts.

"We're excited to have Ms. Ellington step forward to help our customers use Crush Reports and Crush Alerts to build sales pipeline and accelerate sales cycles in a down economy. This additional senior level customer touch point will also help us continue to grow and improve our service offerings going forward," said Mimi Evans, CEO, SalesQuest. Ms. Ellington's experience with strategic account planning and target account based marketing initiatives will help SalesQuest's customers identify and sell more effectively.
Story continues below ↓advertisement | your ad here

About SalesQuest®

SalesQuest's® Crush Reports(TM) and Crush Alerts(TM) deliver accurate, up-to-date, complete and timely Fortune 1000 account intelligence to high tech sales reps, which enables their customers to eliminate research time, accelerate sales cycles and make an immediate positive impact on their sales revenue forecasts. Crush Reports are deep dive company profile reports on the Fortune 1000 and Global 500 featuring IT architectures, strategies, org charts, and detailed contact information.

NOTE: the crush report are deep the dive company profile report on the fortune 1000.

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AS RECESSION DEEPENS, TOP PERFORMERS REVAMP THEIR MARKETING BUDGETS

2009-02-21T20:57:00.001-08:00

SALE ENGINE INTERNATIONAL TO HOST FREE BTOB SALE AND MARKETING MANAGE MENT WEBINAR ON FEB.25

2009-02-21T01:10:00.001-08:00

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http://www.salesengineintl.com
February 19, 2009 11:20 AM Eastern Time
Sales Engine International to Host Free BtoB Sales and Marketing Management Webinar on Feb. 25

Event addresses how to make inbound and outbound marketing strategies work together for lead generation

OLNEY, Md.--(BUSINESS WIRE)--Sales Engine International, a firm specializing in BtoB sales and marketing services, today announced that it will offer a free Webinar entitled "Inbound vs. Outbound Marketing: lead generation best practices" on Wednesday, Feb. 25 at 2 p.m. EST.

"Inbound marketing focuses on a strengthening a company's position to 'get found' by prospective customers via methods like search engine optimization and paid searches," said Mike Vannoy, Sales Engine International founding partner who will lead the Webinar. "Proponents of this strategy believe that prospects want to do their own research and have their own timeframe for buying, and they don't want to be bombarded by sales messages. Outbound marketing strategies, such as eNewsletters, email marketing and tele-sales, focus on proactively pursuing prospects. Each strategy has its advantages, but we believe you need both in order to create a dialog or two-way conversation with your prospects. BtoB buyers are doing much of their unassisted shopping on the Web. Unless you can find ways to engage them in this process, you might not make the short list when they are ready to talk to a sales rep."

NOTE: THE marketing on focuses on a sale engine inter national fuonding partnership.

Vannoy will discuss and compare inbound and outbound marketing strategies, and how to make them work together in order to maximize marketing efforts.

For more information on the free Webinar or to register for the event, visit http://salesengineintl.com/sei2/webinars.htm.

About Sales Engine International

Sales Engine International provides BtoB corporate sales and marketing executives across the country with a full suite of sales and marketing services -- direct marketing programs; lead generation, scoring, and nurturing; sales force optimization; integrated sales tools and campaigns; webinar program development and management; email marketing programs; and more -- that help their sales teams to stand out from the competition and access decision makers. The company was founded by three veteran sales executives who previously developed and implemented award-winning sales and marketing programs as senior leaders at Fortune 500 and start-up companies. Sales Engine International is headquartered in Olney, Md. and has offices in St. Louis and Lincroft, N.J. For more information visit www.salesengineintl.com.

NOTE; The sale engine international are executives across the country w/ a full suite of sale force optimization.

Contacts

For Sales Engine International:
Haugen Public Relations
Mary Haugen, 612-201-0697
mhaugen@frontiernet.net
Permalink: http://www.businesswire.com/news/google/20090219005650/en
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LENATI COTINUES GROWTH WITH TOP NEW MANAGEMENT HIRE

2009-02-20T19:33:00.001-08:00

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Lenati Continues Growth With Top New Management Hire
Seattle-Based Firm Welcomes New Principal to Its Team
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updated 8:00 a.m. ET Feb. 13, 2009

SEATTLE, WA - Lenati LLC, the Seattle-based consulting firm, announced today that it has hired Kirk Johnson, a seasoned professional in consulting and channel strategy. Prior to joining Lenati as Principal, Johnson's recent roles included Director of Consulting Services at Hitachi Consulting and Vice President of Global Client Service at Jobster.com. His industry experience includes online, advertising, telecommunications, software and brewing.

NOTE:The prior to joining lenati as principal.

"We are excited to add another key member to our management team," said Jennifer Winter, Co-Founder and Managing Partner of Lenati. "Kirk's industry and practice development experience will ensure our continued success at building a dynamic and rapidly growing company, as well as continuing to solve our clients' most pressing business challenges."

Johnson has worked with a variety of companies including Microsoft, AT&T Mobility, Nike, T-Mobile, Genentech, Starbucks and Verizon Wireless. His successes include designing & implementing solution sales strategies & models resulting in increased revenue, customer satisfaction and employee satisfaction; driving customer segmentation strategies and building the corresponding tools to impact revenue and provide cross-sell/up-sell opportunities for existing customers; and building B2B sales and marketing strategies at multiple Fortune 500 companies.

NOTE: Johnson has work w/ a variety of componies including microsoft .

Story continues below ↓advertisement | your ad he
"I am so excited to join such a dynamic and fast-growing company," said Johnson. "Jen and Kris have laid an excellent foundation here with a first rate team of consultants. This is an unparalleled opportunity to help expand Lenati's solution offerings and grow the business. I look forward to helping our clients succeed for years to come."

About Lenati

Lenati is a professional services firm offering strategic methods for clients to have meaningful connection with their customers in order to elevate performance, revenue, and market share. Lenati offers a variety of solutions to help companies effectively develop products and experiences that are invaluable to their customers. Based in the Pacific Northwest, Lenati is well-known for intellectual rigor, practiced expertise, and an uncanny ability to perceive and meet clients' needs. Lenati was founded as Vitalent Group in 2005 by Jennifer Winter and Kris Klein, former executives at Arthur Andersen Business Consulting and Hitachi Consulting.

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Contact:
Courtney Klein
206.669.0877
cklein@lenati.com

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HUNT GOLD CORPORATION -- -- APOINTMENT OF IR FIRM & UPDATE

2009-02-20T19:18:00.001-08:00

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Hunt Gold Corporation -- Appointment of IR Firm & Update
Marketwire
Company Appoints Investor Relations Firm to Interact With Its Stockholders and Provides an Update to Its Stockholders
February 12, 2009: 08:00 AM ET

Hunt Gold Corporation (PINKSHEETS: HGLC) confirms that it has appointed MDM Worldwide Solutions, Inc. as its Investor Relations firm and with immediate effect.

The Contact Details are as follows:
MDM Worldwide Solutions, Inc.
989 Avenue of the Americas, 4th Floor
New York, NY 10018
Telephone: (646) 961-4458
E Mail: huntgold@mdmworldwide.com
Contact : Richard Hausig

Your Company's Management has recognized the need to immediately implement this Investor Relations interaction in order to impart to our stockholders all timely information and for all stockholder requests for information on their Company to be dealt with immediately; given the huge demands upon your Company's Management's time to deal with the overwhelming amount of requests for information from their stockholders.

MDM Worldwide Solutions, Inc. will serve as a "bridge" between your Company's Management and its stockholders. All requests for information from stockholders are asked to be directed to MDM Worldwide Solutions, Inc. who will ensure that all enquiries are promptly and accurately responded to; and where necessary will obtain the information from the Company's Management on a daily basis.

Stockholders are asked to bear in mind that not all requests for information may be satisfactorily addressed due to ongoing or pending deals with third parties but your Company's Management will abide by a "Full and Accurate Disclosure Policy." Certain requests for information will only be addressed by a Press Release to all stockholders in order to avoid privileged or sensitive information being released to individual stockholders prior to it being announced by the Company to all stockholders.

NOTE: the cetain request for information will only be addressed by a prees relaese to all stock holders prior to avoild the privileged.

Your Company's Management is dealing with all outstanding issues at this time, in particular, the Stock Dividend payment which has been delayed by third parties and their professional advisors, a situation which is beyond your Company's control. We expect to have these issues resolved in due course and will issue a detailed and accurate Statement in respect of all of these issues; once your Company's Management is in possession of all the verifiable facts from all of the third parties involved in these various transactions.

Your Company's Management has elected to take the prudent and sensible approach which is designed to take the pressure off these third parties who will be responsible for the payment of these Stock Dividends. This approach by your Company's Management was decided upon in order to avoid any costly and time consuming mistakes being made in this Stock Dividend distribution, a situation which would not be in our stockholders best interests.

Your Company's Management wishes to extend its apologizes to all stockholders for these promised dates not having been met by the Company and will now be pursuing a policy "going forward" of not relying upon any third parties and their unsubstantiated promises in respect of completion dates; when announcing firm dates to our stockholders.

Stockholders may rest assured that the Stock Dividends in respect of your Company's sale of the "American Molygold" assets will be paid to stockholders and that your Company's Management is doing everything in its power to expedite the process whilst maintaining a sensible and prudent approach with the third parties responsible for the payment of these Stock Dividends.

Your Company's Management is satisfied that this process can be completed within a reasonable period of time but will not commit to any dates in respect of this "Record Date" until your Company's Management is completely satisfied that there will be no further delays from various third parties whom are delaying this process due to circumstances that we are satisfied are beyond their control at this time; and in so doing, are causing acute embarrassment to your Company's Management.

Your Company confirms that the proceeds from the sale of your Company's "Lookout" Silver interests will be retained by the Company.

Your Company's Management has been unable to complete the web site as promised due to the delays in the completion of the Reports of your Company's various Gold properties by the Company's Geologists, this being coupled with the endless delays in the integration of the "live data feed" to the Corporate web site, by the existing web site designers; and to that end; your Company's Management has now outsourced the completion and the ongoing management of your Company's web site to MDM Worldwide Solutions, Inc., your Company's Investor Relations firm.

The detailed Reports of each of your Company's Gold properties will be available for download from the Corporate web site as soon as they are completed. Your Company's Management is confident that this issue is resolved without any further unnecessary delays. The Company's Management concedes that these delays to date are inexcusable and apologize to their stockholders respectfully for these unacceptable delays.

Stockholders may rest assured that their Company's Management is acutely aware of the importance of a professional, detailed and informative Corporate web site and one that is updated on a daily basis with new information as it becomes available. MDM Worldwide Solutions, Inc. will be responsible for the management of your Company's Corporate web site, daily upgrades, marketing as well as very regular informative E Mail distribution to your Company's Corporate web site subscribers.

NOTE: the stockholderare assured that the companys are management is acutely and will be responsible for the management.

The Company is expecting the final Assay results from the core samples from the first drill campaign and will be publishing these results once completed by the Laboratory.

Your Company is in a position to confirm that next "Non Stop" Drilling phases on a number of your Company's Gold Mining properties will commence this month, as scheduled. Your Company will be announcing the awarding of those drilling contracts upon our final evaluation of the quotes and tenders received from various drilling contractors. The Company's Geologists are continuing to identify drill sites on the Company's various properties.

Your Company's Management would like to remind all of our present stockholders, and to inform our future stockholders, that we have every intention of becoming a proven leader in our field of expertise, that we have the "wherewithal" to do so, without asking our loyal shareholders to contribute financially to our costly exploration and drilling. We are in a strong financial position going forward, especially when compared to the many Junior Companies in the Mining Sector who are continually seeking cash for "working capital" from their stockholder base or through other various forms of stock placements, at substantial discounts; and for the most, unsuccessfully or on prejudicial terms to their stockholder base.

Your Company has assumed the financial risk, and is committed to the aggressive growth in the value of your Company's Gold Mining properties and its stockholdings in the Silver business obtained by your Company through the disposal of its "Lookout" Silver properties.

Your Company's Management is aware that these are troubling times for many stockholders, but given the continued strength in the price of Gold and with your Company's Management's very strong belief in the sustainable strength in the price of Gold; this being based not only upon supply and demand factors for the metal but also for its current treasured "safe haven" status in these turbulent economic times; that the prospects for your Company could not be more promising at this time.

Your Company's ongoing and extensive exploration of its Gold Mining properties will continue to add value to your Company's stock as we continue to seek out and prove additional gold reserves on your Company's various Gold Mining properties whilst formulating long term plans to bring certain of your Company's Gold Mining properties into production.

ABOUT HUNT GOLD CORPORATION

Hunt Gold Corporation is a Gold Mining & Exploration Company focused on the development and exploration of its Gold properties, namely "Mockingbird," "Ambassador," "Golden Eagle," "Gladstone Lookout," "Lady Alde," "Williamson," "Blue Copper Mine," "Starlight," "American Flag," "Venezia," "Stormcloud," "Cherry," "Buffalo Limecap," "Red Cloud" and "Federal." The Company has completed the sale of its "American Molygold" interests and will be distributing the entire sale proceeds through a Stock Dividend to its stockholders. The Company has disposed of its "Lookout" Silver Projects and will be retaining an amount of US$65 million in quoted stock from that disposal.

For further information contact:
Contact: Richard Hausig
MDM Worldwide Solutions, Inc. (Investor Relations Enquiries)
E Mail: huntgold@mdmworldwide.com
Telephone: (646) 961-4458
Hunt Gold Corporation (Corporate Enquiries)
E Mail: investor@huntgoldcorp.com
Telephone: (954) 840-6956
Contact: Mr. Michael G Saner

This release contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E the Securities Exchange Act of 1934, as amended and such forward-looking statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. "Forward-looking statements" describe future expectations, plans, results, or strategies and are generally preceded by words such as "may," "future," "plan" or "planned," "will" or "should," "expected," "anticipates," "draft," "eventually" or "projected." You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements as a result of various factors, and other risks identified in a company's annual report on Form 10-K or 10-KSB and other filings made by such company with the SEC.

For further information contact:
Contact:
Richard Hausig
MDM Worldwide Solutions, Inc.
(Investor Relations Enquiries)
E Mail: Email Contact
Telephone: (646) 961-4458
Hunt Gold Corporation
(Corporate Enquiries)
E Mail: Email Contact
Telephone: (954) 840-6956
Contact:
Mr. Michael G Saner

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APRIMO POSITIONED AS A LEADER IN MARKETING RESOURCE MANAGEMENT MAGIC QUADRANT

2009-02-20T00:45:00.001-08:00

February 19, 2009

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Aprimo Positioned as a Leader in Marketing Resource Management Magic Quadrant

Download this press release as an Adobe PDF document.

Evaluation based on completeness of vision and ability to execute.

Indianapolis, IN (Vocus) February 17, 2009 -- Aprimo, Incorporated, a global provider of software for Enterprise Marketing Management (EMM), today announced it has been positioned by Gartner, Inc. in the leaders quadrant in the "Magic Quadrant for Marketing Resource Management Magic Quadrant," report*.

Aprimo Logo
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Magic Quadrant for Marketing Resource Management Magic Quadrant
Gartner's MRM Magic Quadrant defines "Leaders" as companies that "demonstrate exemplary performance. They deliver breadth and depth of integrated MRM functionality on large, enterprise-wide and global implementations that extend MRM across the marketing organization and outside the database marketing domain. Leaders successfully articulate business propositions that resonate with buyers." The Gartner Magic Quadrant for Marketing Resource Management was published February 9, 2009 and written by Kimberly Collins.

NOTE: the magic quadrant for marketing resource was published febuary 9, 2009 and written by kimberly collins.

"It's an honor and a privilege to be in the Leaders Quadrant in Gartner's MRM Magic Quadrant," said Bill Godfrey, CEO of Aprimo. "Our vision to automate the end-to-end marketing value chain drives our product development to provide our customers with innovative and comprehensive applications to accelerate their marketing productivity. And our customers view MRM as the foundation for supporting an enterprise marketing management solution. In my opinion, being in the Leaders Quadrant validates our vision and commitment to providing that foundation and keeping our customers' needs at the forefront of our product development."

"Aprimo customers using our MRM applications include many of the largest marketing organizations worldwide," said Bob Boehnlein, Aprimo CMO. "Our customers have achieved significant benefit from our software in taking cost out their marketing organization.. They do this by eliminating waste and streamlining their processes. Aprimo has been the facilitator of higher productivity with fewer resources."

NOTE: aprimo's customer are using the MRM application .

Widely recognized as an industry-leading marketing operations software solution, Aprimo Enterprise MRM provides a full spectrum of capabilities to improve Planning & Financial Management, Production Management and Workflow, and Brand Content Management to help streamline marketing process and accelerate marketing productivity.

*About the Magic Quadrant
The Magic Quadrant is copyrighted February 9, 2009, by Gartner, Inc. and is reused with permission. The Magic Quadrant is a graphical representation of a marketplace at and for a specific time period. It depicts Gartner's analysis of how certain vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the Magic Quadrant, and does not advise technology users to select only those vendors placed in the "Leaders" quadrant. The Magic Quadrant is intended solely as a research tool, and is not meant to be a specific guide to action. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

About Aprimo
Aprimo is a leading provider of marketing software and services that enhance the productivity and performance of marketing organizations. Aprimo's integrated suite of applications, Aprimo Enterprise™, improves alignment across the Marketing Value Chain (the business processes that connect corporate, brand, field marketing, and external marketing suppliers and agencies), and enables the execution of multi-channel marketing campaigns. Aprimo Enterprise is based on the Enterprise Marketing Backbone, Aprimo's innovative service oriented architecture (SOA), which eliminates marketing as an island of information within the enterprise. Aprimo provides solutions primarily to large enterprises and medium-sized businesses worldwide, including some of the largest companies in the automotive, consumer packaged goods, financial services, life sciences, retail, technology, and telecommunications industries. For more information call + 1... or visit www.aprimo.com.

Media Contact:
Wes Moore
Director of Product Marketing for MRM
Aprimo
919...

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See the original story at: http://www.prweb.com/releases/2009/02/prweb2099294.htm
Other Releases by this Member

* Aprimo to Integrate with ExactTarget to Enhance Email Deliverability 2009-02-17
* Aprimo Enters into Alliance with Kodak to Extend its Offerings of Comprehensive Marketing Software Solutions 2008-10-13
* Aprimo Selected by The Motley Fool for B2C Campaign Management 2008-10-01
* Blue Cross Blue Shield of Florida to Present Aprimo Case Study at Marketing Organization Webinar 2008-09-24
* Aprimo and Leading Retailer to Present at Industry Analyst Summit 2008-09-09

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TALEO POSITIONED IN VISIONARIES QUADRANT FOR EMPLOYEE PERFORMANCE MANAGEMENT SOFTWARE

2009-02-19T18:58:00.001-08:00

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Taleo Positioned in Visionaries Quadrant for Employee Performance Management Software
Fri. February 13, 2009; Posted: 12:30 PM
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DUBLIN, CA, Feb 13, 2009 (MARKET WIRE via COMTEX) -- TLEO | Quote | Chart | News | PowerRating -- Taleo (NASDAQ: TLEO), the leading provider of on-demand talent management solutions, today announced that it was positioned in the Visionaries quadrant in the Gartner Magic Quadrant for Employee Performance Management Software,(1). Less than a year after its entry into the Performance Management segment, Taleo believes its exceptional user experience and proven ability to execute contributed to its positioning in this report. Taleo is also positioned in the Leaders quadrant of the Gartner Magic Quadrant for E-Recruitment Software report, published in June.(2)

NOTE: taleo is also positioned in a leaders quadrant of gartner magic quadrant.on june.(2)..

According to the Gartner Magic Quadrant on performance management, "employee performance management (EPM) software includes performance succession and compensation management capabilities."

Taleo's position in the report was based on the company's completeness of vision and ability to execute. When assessing completeness of vision, Gartner analysts evaluate marketing understanding, marketing strategy, sales strategy, offering (product) strategy, business model, vertical/industry strategy, innovation and geographic strategy. Ability to execute is evaluated on product/service, overall viability, sales execution/pricing, market responsiveness and track record, marketing execution, customer experience and operations.

"Having crystal clear insight into your business' key performers has never been more crucial," says Michael Gregoire, Chairman and CEO of Taleo. "Strategic performance management balances goals of increasing productivity, while reducing costs, a challenge all global businesses are attempting to master today. We are pleased to see influential analysts focus on this fast-emerging market of solutions that is driving positive change in global businesses."

1) Gartner, Inc. "Magic Quadrant for Employee Performance Management Software" by James Hollincheck and Thomas Otter, February 3, 2009

2) Gartner, Inc. "Magic Quadrant for E-Recruitment Software" by James Hollincheck, June 10, 2008

About the Magic Quadrant

The Gartner Magic Quadrants are copyrighted 2008 and 2009 by Gartner, Inc., and are reused with permission. The Magic Quadrant is a graphical representation of a marketplace at and for a specific time period. It depicts Gartner's analysis of how certain vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the Magic Quadrant, and does not advise technology users to select only those vendors placed in the "Leaders" quadrant. The Magic Quadrant is intended solely as a research tool, and is not meant to be a specific guide to action. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

About Taleo

Taleo (NASDAQ: TLEO | Quote | Chart | News | PowerRating) is the leader in on-demand unified talent management solutions that empower organizations of all sizes to assess, acquire, develop and align their workforces for improved business performance. More than 3,800 organizations use Taleo for talent acquisition and performance management, including 47 of the Fortune 100 and over 3,000 small and medium sized businesses across 200 countries and territories. Known for its strong configurability and usability, Taleo runs on a world-class infrastructure and offers 99.9% availability. Taleo's Talent Grid harnesses the resources of the Taleo community of customers, candidates, and partners to power the talent needs of companies around the world.

Forward-looking Statements

This release contains forward-looking statements, including statements regarding Taleo's future financial performance, market growth, the demand for and results from use of Taleo's solutions and general business conditions. Any forward-looking statements contained in this press release are based upon Taleo's historical performance and its current plans, estimates and expectations and are not a representation that such plans, estimates, or expectations will be achieved. These forward-looking statements represent Taleo's expectations as of the date of this press announcement. Subsequent events may cause these expectations to change, and Taleo disclaims any obligation to update the forward-looking statements in the future. These forward-looking statements are subject to known and unknown risks and uncertainties that may cause actual results to differ materially. Further information on potential factors that could affect actual results is included in Part I, Item 1A of Taleo's Annual Report on Form 10-K, as filed with the SEC on March 14, 2008, in Part II, Item 1A of Taleo's Quarterly Report on Form 10-Q, as filed with the SEC on August 11, 2008, and in other reports filed by Taleo with the SEC.

Media Contact: Jaime Spuhler Tel: 904.520.6251 E-mail: jspuhler@taleo.com

SOURCE: Taleo Corporation

mailto:jspuhler@taleo.com
For full details on Taleo Corp (TLEO) click here. Taleo Corp (TLEO) has Short Term PowerRatings of 5. Details on Taleo Corp (TLEO) Short Term PowerRatings is available at This Link.
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FAMILY LEAVES INSURANCE

2009-02-19T06:52:00.001-08:00

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Family Leave Insurance

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Published: February 12, 2009

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Related
Editorial: No Welfare, No Work (February 9, 2009)

Re "No Welfare, No Work" (editorial, Feb. 9):

Thank you for pointing out that welfare is what part-time workers are forced to rely on for unemployment insurance.

For many people, welfare also serves as family leave. In 1996, when the bipartisan Commission on Leave, of which I was a member, asked survey respondents how they supported themselves when using the Family and Medical Leave Act, 9 percent said "by going on public assistance"; the figure was 21 percent for low-income workers.

NOTE:FOR The many people, w/c the family and medical leaves Act,9 percent.

In addition to using stimulus funds to expand unemployment insurance, Congress should use the money to help states set up family leave insurance funds.

NOTE:THE insurance was the figure was 21 percent for the low-income workers.

Ellen Bravo
Milwaukee, Feb. 9, 2009

The writer coordinates the Multi-State Working Families Consortium, a network of state coalitions working for policies that value families at work.
Next Article in Opinion (20 of 31) »
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* Bush to End Rule Allowing Jobless Money for New Parents (December 4, 2002)
* National News Briefs; Group Sues to Block Paid Parental Leave (June 27, 2000)
* Dispute Over Plan To Use Jobless Aid For Parental Leave (November 8, 1999)
* Economic Scene; Time isn't money if you are a parent badly in need of both. (May 27, 1999)

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KEEP YOUR INSURSNCE COVER AFLOAT

2009-02-19T06:35:00.001-08:00

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Keep your insurance cover afloat
February 14, 2009

Page 1 of 2 Single page view

Too often in Australia personal tragedy is made even harder by the simple admission: "I have no insurance." Victoria's bushfires are no exception. Whether we're talking about insurance to cover the loss of our homes, belongings, cars or more valuable assets such as ourselves, our family and our ability to earn an income, Australia has an ongoing under-insurance problem.

Research by the Insurance Council of Australia in 2007 found almost one in four households - 23 per cent - didn't have home or contents insurance. An investigation by the Australian Securities and Investments Commission following the Canberra bushfires found anywhere between 27 and 81 per cent of consumers who did have insurance were under-insured by 10 per cent or more against current rebuilding costs.

NOTE;an university by the austrailian security and ivestment are commision in a following canberra brushfire are found.

A report last year by The Australian Institute of Superannuation Trustees and Industry Funds Forum found more than 50 per cent of industry super fund members were under-insured for death cover by $100,000 or more while 74 per cent were under-insured by $100,000 or more for total and permanent disability insurance and 45 per cent were under-insured by $1000 or more a month for income protection insurance.

An earlier report by the Investment and Financial Services Association found less than one-third of Australians insured their ability to earn an income and families with dependent children were particularly prone to being under-insured. It estimated that in 2005 parents with dependent children were under-insured by about $1370 billion

NOTE: The last report by the austrailian institute of superannuation trustees and indutry funds forum found more than 50 per cent.

Reasons for not buying insurance are obvious: cost, a perceived lack of benefit for the money invested, and more pressing demands on the budget. Not to mention the old "wing it and worry about the worst if it comes" approach. Or "it won't happen to me".

But the scale of the latest tragedy has delivered a harsh lesson that the worst can and does happen. And when it does, it's often unexpected. It's a wake-up call for all of us to review our cover.

To a large extent, it is under-insurance rather than non-insurance that is the more insidious problem. The decision not to insure is a conscious one where you knowingly take on extra risks.

You may be counting on emergency relief efforts to meet the gap if disaster strikes but that won't cover events such as burglary or having an accident that leaves you disabled. And you can't know in advance how adequate any relief efforts will be.

But under-insurance tends to be unconscious. You might give careful thought to how much cover you need when you originally take our your policy but few give the matter any ongoing thought. We pay the premium each year as it arrives, trusting the cover will be there when we need it.

This doesn't take account of changing circumstances. Renovations, new purchases and gifts should ideally be added to our home and contents insurance as soon as possible. But many of us overlook them entirely or only consider lifting the sum insured when it comes up for renewal.

Similarly, changes in your job, income and family situation can all affect the amount of personal insurance you need. But only a minority of consumers apply for their cover to be lifted as these events occur.

As the Canberra bushfires showed, standard home insurance policies also failed to keep pace with the growth in building costs. Many consumers who thought they had enough cover found their insurance would not meet the full cost of rebuilding as costs had grown faster than inflation, and then the high level of demand after the fire pushed building costs up even further.

Most insurance policies include some form of indexation but you can't assume the increases will be enough. At the very least, we should review the level of cover each year when we renew the policy. In most instances, lifting the level of cover is relatively simple and inexpensive. Most insurers now have calculators on their websites to help estimate your insurance needs. Continued…

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2009-02-18T18:43:00.001-08:00

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Saepio Named to Magic Quadrant Report for Marketing Resource Management
Evaluation Based On Completeness of Vision and Ability to Execute
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updated 3:12 p.m. ET Feb. 13, 2009

KANSAS CITY, Mo., Feb. 13, 2009 (GLOBE NEWSWIRE) -- Saepio Technologies, a leading provider of marketing asset management technology, today announced it has been included by Gartner, Inc. in the 2009 'Magic Quadrant for Marketing Resource Management'(i) report.

"We are honored to be included in this report and consider it validation of the many benefits our technology provides our clients," said John Thomson, chairman and CEO of Saepio Technologies. "At the same time, we consider current Saepio technology just the starting point in our vision to build and deliver world-class marketing automation solutions. With the upcoming launch of Saepio MarketPort, we will deliver a truly revolutionary solution that will change the face of the enterprise marketing management technology landscape and further enhance our MRM functionality."

NOTE:In KANSAS CITY,Mo., Feb.13,2009 (GLOBAL NEWSWIRE) -- SAEPIO technology, theany benefits in our technology has provide ouir cliets.

Saepio's marketing asset management technology combines digital asset management, collateral customization and marketing process automation. The software enables corporate marketers to streamline workflow, reduce costs and maintain full brand control while giving their distributed marketing force (e.g., branch offices, dealerships, franchises, agencies, and VARs) the ability to assemble a locally relevant message to the right person at the right time.
Story continues below ↓advertisement | your ad here

More than 200 organizations, including many of the world's most powerful brands, currently use marketing asset management solutions from Saepio. Marketing leaders that have already adopted Saepio solutions include BMW, Chevron, CVS, NCAA, Discover, Sprint, Sonic, United Agri Products, Mutual of Omaha, Great Harvest Bread, Deluxe Corporation, Bentley Motors, ACDelco, The Dwyer Group, The Salvation Army, Easter Seals, Omni Hotels, Houlihan's, Electrolux, Two Men and a Truck, York, Cartridge World, Hospital Corporation of America (HCA), Nestle, Valvoline and more.

NOTE: MARKETING LEADERS that have already adopted siepio solution include BMW,chervon ,CVS, NCAA, Discover,Sprint ,Sonic ,United AgriProducts.

About the Magic Quadrant

The Magic Quadrant is copyrighted February 9, 2009 by Gartner, Inc. and is reused with permission. The Magic Quadrant is a graphical representation of a marketplace at and for a specific time period. It depicts Gartner's analysis of how certain vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the Magic Quadrant, and does not advise technology users to select only those vendors placed in the "Leaders" quadrant. The Magic Quadrant is intended solely as a research tool, and is not meant to be a specific guide to action. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

About Saepio Technologies, Inc. (www.saepio.com)

Saepio Technologies is the leading provider of powerful, yet simple-to-use marketing asset management technology for corporations with distributed marketing networks. These solutions are in use at hundreds of leading companies and organizations. Customers include corporations who use Saepio products to empower local marketers at regional offices, local dealerships and stores to tailor their messages to their specific audience. Advertising agencies and print service providers also deploy Saepio solutions to add value to existing services and to create new revenue streams by helping clients improve the way they support and manage the local marketing process.

The Saepio Technologies logo is available at http://www.globenewswire.com/newsroom/prs/?pkgid=5888

(i) Gartner "Magic Quadrants for Marketing Resource Management" report (ID Number: G00164833) by Kimberly Collins. February 9, 2009.

CONTACT: Hagen and Partners
Donna Pirotte
913.219.4144
dpirotte@hagenandpartners.com

Saepio Technologies
Stephen Tucker
816.777.2100
stephent@saepio.cm

GlobeNewswire, Inc.2009

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2009-02-18T06:05:00.001-08:00

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Space: Insurance's New Frontier
Vidya Ram , 02.13.09, 12:02 AM EST
Satellite collision highlights risks in a sector that currently has little financial risk protection.
pic

Imagine an object the size of a pea with the potential to destroy a satellite, and you'll get a sense of the potential new risks posed by Wednesday's collision of an Iridium satellite with an inactive Russian military satellite.

The scale of the damage is still being assessed, but so far the U.S. Joint Space Operations Center has identified 600 pieces of debris greater than the size of a tennis ball that were thrown off in the crash (pieces smaller than that are untrackable). Traveling at around 5.0 miles a second, an object much smaller could do a lot of damage, particularly when colliding with one coming from the opposite direction at a similar speed.
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NOTE: The traveling at the around 5.0 miles a second , an object much smaller could do a lot of damage , in a particular when the colliding article is control.

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"The issue of debris has been hugely underestimated for a long time," said Sima Adhya, senior technical officer at risk analysis firm Sciemus. "It's a massive problem that the space industry needs to get a grip on."

"There was an incident where a speck of paint chipped the windscreen of a spacecraft," David Wade, space underwriter at Atrium Space Insurance in London, told Forbes.

Most commercial insured satellites operate in geosynchronous orbit, around 22,400 miles above the Earth, where there is hardly any debris, and onboard control ensures that collision risks are small. For these satellites, the main risks covered tend to be mechanical troubles, or a failure at launch, according to Ernst Steilen, head of space underwriting at Munich Re.

Wednesday's collision occurred much closer to Earth, at a level where the majority of satellites, belonging to research institutes or governments, aren't covered by insurance.

Underwriters have so far been unwilling to predict the impact that Wednesday's collision will have on the space insurance industry, which generates around $800.0 million a year. "It is too soon to tell if the recent collision is likely to affect insurance terms, as we do not yet understand the nature of the debris caused by the collision or the ultimate orbit of that debris," said Jeff Cassidy, chief operating officer of specialist insurer Global Aerospace "We will continue to base every policy on its individual risk characteristics and any risk of damage from debris of any origin is just one of the risks faced by in-orbit satellites."

NOTE: The nature of the debris caused by the collision or the ultimate orbit.

Munich Re's Steilen agrees that the collision, if it remains a one off and doesn't result in massive losses, is unlikely to have any immediate impact on the industry. "We have had a reminder of what can happened and will be tracking it closely in the future."

The satellite, belonging to Iridium Satellite LLC, collided with the Russian satellite about 500 miles above Siberia, around midday Eastern Standard Time on Wednesday. With increasing demand for satellite coverage for industry from shipping and mining, to Web sites such as Google Maps, lower space orbits are gradually becoming more crowded.
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This is why space weapons should be banned. There are hundreds of satellites in orbit and destroying them could create enough debris to severely limit humanity's ability to leave the planet for decad [Read More]
Posted by nygenxer | 02/13/09 06:37 AM EST
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* FEBRUARY 13, 2009, 5:41 A.M. ET

Japanese Insurers' Earnings Slide

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TOKYO -- Japan's top five non-life insurers Friday posted dismal results in the April-December period due to securities losses totaling about $4.4 billion, revealing the extent of damage suffered from the economic downturn, and highlighting how the stock market slump has spread to domestic financial institutions.

NOTE: the tokyo japan is the top five of non-life insurance.

Tokio Marine Holdings Inc., Japan's largest non-life insurer by revenue, said its net profit for its first three fiscal quarters plunged 97% to 4.64 billion yen ($51.1 million) from 133.46 billion yen a year earlier.

Its net insurance premiums dropped 1.3% to 1.666 trillion yen from 1.687 trillion yen, dragged down ...

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INSURANCE ASSET MANAGEMENT OPERATING RESULTS SEEN FLAT

2009-02-16T02:47:00.001-08:00

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UPDATE 1-Liberty sees FY headline EPS 25-35 pct lower
Fri Feb 13, 2009 7:58am GMT

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* Says well capitalised

* Insurance, asset management operating results seen flat

(Adds details)

JOHANNESBURG, Feb 13 (Reuters) - South African insurance company Liberty Holdings Ltd <LBHJ.J expects to report a 25-35 percent drop in full-year basic and headline earnings per share as sliding equity markets hit profit.

The company, which is majority owned by Standard Bank (SBKJ.J) and whose only operating asset is Liberty Group, said it remained well capitalised, with a capital adequacy level marginally ahead of the 2.5 times cover it reported in November.

NOTE: The
company is the majority by standard bank (SBKJ.J)THE 2.5 times cover it reported in november.

It said Liberty Group's headline EPS was expected to fall 45-55 percent including the full impact of investment losses on its portfolios, and to drop 25-35 percent exluding the impact of some of those returns.

Insurance and asset management operating earnings are expected to be in line with 2007 results, the company said.

Shares in Liberty Holdings slipped 0.35 percent to 68.01 rand, lagging a 1.86 percent gain on the Johannesburg Top-40 index of blue-chips stocks .JTOPI. Continued...
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NOTE:In the insurance and asset management are operating the earning are expected to be in line w/our company.

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UTAH AUTISM INSURANCE MANDATE CLEARS FIRST HURDLE

2009-02-15T01:51:00.001-08:00

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Utah autism insurance mandate clears first hurdle

By Heather May

The Salt Lake Tribune
Posted: 02/12/2009 11:15:01 AM MST

Despite opposition from insurance companies and a small business association, a bill that would mandate coverage of autism therapy for children passed a Senate committee Thursday.

Called "Clay's Law," SB 43 would require insurance to pay up to $50,000 a year for early behavioral therapy, which typically involves one-on-one instruction at least 25 hours a week.

Eight other states require similar coverage, and Nevada lawmakers are expected to pass an autism bill as well. Utah has one of the highest rates of autism, with 1 in 133 children affected, compared to the national rate of 1 in 150.

To accommodate the large crowd of parents and children who appeared in support of the bill, the Senate Health and Human Services moved to a larger room. The group cheered and clapped after the committee voted 5-1 for the bill. It now moves to the Senate floor.

"Every kid needs and should have a life as great as mine. I love being me," said Clay Whiffen, the 8-year-old for whom the bill is named.

Diagnosed with autism as a child, boy received therapy because his Highland parents were able to afford the $60,000 cost. He told the senators he now likes to write in cursive, talk with his friends and can hold a handstand for six seconds.

"Just being a kid is hard enough," he said. "Having autism is a whole lot worse."

Another parent with three autistic children said she had to choose which child to help because she couldn't
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afford full time therapy for all of them. Noting one of her children had cancer, she said she would choose a cancer diagnosis over autism because of insurance coverage.

Fraser Bullock, who was in charge of the 2002 Winter Olympics' budget, also spoke in favor of the bill. His granddaughter has autism, but he was able to help pay for the expensive treatment. Now managing director of the Utah-based private equity firm Sorenson Capital, Bullock said business owners he contacted support the mandate even though they will bear some of the costs.

NOTE: his granddaughter she have a autism, but she was able to help for the expensive treatment.

"This cost does not give us a second thought," he said.

No fiscal note has been attached, but supporters and opponents estimate it will cost the state $1 million a year to cover government employees. Supporters also say it would increase private premium costs by less than 1 percent.

Jim Olsen, president of the Utah Retail Merchants Association, said those incremental costs add up. More of his members are dropping insurance coverage for their employees altogether due to escalating premium costs, in part due to unfunded mandates, he said.

Kelly Atkinson, executive director of the Utah Health Insurance Association, also spoke against the bill, saying the mandate would only apply to 33 percent of insured Utahns. For two-thirds of the families in the room, "nothing you do today will impact them."

NOTE: Klly atkinson he is the exclusive director of the Utah health insurance assosiation.

After nearly 90 minutes of testimony, senators had little time to debate the bill. They wondered how effective the treatment is -- up to 50 percent of children could become indistinguishable from their peers, according to a pediatrician -- and whether the diagnosis of autism is reliable since it requires observation instead of, for example, a lab test.

Only Sen. Allen Christensen, R-North Ogden, voted against the bill. Noting that he is fighting to save funding for autism preschools and a registry to track the prevalence and risk factors for autism, he said the bill shifts money from one group to another. "Where do we draw the line with mandates?" he asked.

But sponsoring Sen. Howard Stephenson, R-Draper, said young families pay for therapies for older people and now it's others' turn to help them. "This is an appropriate conservative approach," he said.

hmay@sltrib.com

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HARTFORD GOT RELIEF FOR EX--MANAGER TURNED REGULATOR

2009-02-14T01:24:00.001-08:00

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Hartford Got Relief From Ex-Manager Turned Regulator (Update1)
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By Andrew Frye

Feb. 12 (Bloomberg) -- Hartford Financial Services Group Inc., the insurer that lost $2.75 billion last year, got almost $1 billion in reserve relief from a state regulator who is a former executive at the company.

Connecticut Insurance Commissioner Thomas Sullivan rebuffed a Feb. 10 request by the Consumer Federation of America and the Center for Economic Justice to recuse himself from matters involving his former employer. He approved a change in accounting standards that reduces the amount of money Hartford must hold for customer obligations by about $987 million. The insurer announced the action in a regulatory filing today.

"It has been nearly two years since I left my position in the insurance industry," Sullivan said yesterday in an e-mail to Birny Birnbaum of the Center for Economic Justice and CFA's Bob Hunter, a former insurance regulator for Texas. "Neither I nor my spouse or children have any financial interest in the insurance industry that would serve as a conflict of interest prohibited by the Connecticut Code of Ethics for Public Officials."

NOTE:The insurer announced the action in a regulatiory filling today.a former insurance are
regulator for texas.

Sullivan, who was senior vice president of Hartford's Specialty Risk Services, was appointed commissioner in 2007 by Governor Jodi Rell. He told Bloomberg today in an e-mail that his statement to the groups was "self evident." Shannon Lapierre, a spokeswoman for the Hartford, Connecticut-based company declined to comment.

Trust Compromised

Sullivan's decision not to recuse himself may diminish consumers' trust in his supervision of the industry, according Michael Hoffman, executive director of the Center for Business Ethics at Bentley University in Waltham, Massachusetts. Sullivan could have avoided the perception of a conflict of interest by asking a committee to decide on his suitability to consider the issue, Hoffman said.

"You have to be very careful" when asked to step aside, Hoffman said. "That's a very dangerous thing to decide on your own."

Sullivan isn't the only regulator to ease standards. New York's Eric Dinallo allowed life insurers in his state to get a benefit from equity-market hedges when calculating reserve needs. MetLife Inc., the biggest U.S. life insurer, said in December the change would give the firm a benefit of about $1.8 billion. Regulators in Iowa and Ohio have signaled they may provide relief.

NAIC Vote

Life insurers are turning to state regulators after losses on mortgage-backed securities and guaranteed-return retirement products depleted assets. The industry failed to win nationwide capital relief when the National Association of Insurance Commissioners voted down a series of proposals by the American Council of Life Insurers last month.

Sullivan supported the nationwide reform, while CFA's Hunter opposed it.

Hartford Chief Financial Officer Lizabeth Zlatkus said on a conference call with analysts last week that the insurer requested the reserve changes because the rules were "unduly" conservative. The relief from Connecticut allows Hartford greater use of anticipated tax benefits.

NOTE:Sullivan is supported the nationwide reforme, in the rilief from connected allows harford greater use of anticipated tax benefits.

Hartford has plummeted more than 80 percent in the last year in New York Stock Exchange composite trading.

To contact the reporter on this story: Andrew Frye in New York at afrye@bloomberg.net.
Last Updated: February 12, 2009 17:16 EST
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MARS &MCLENNAN CHIEF SEES INSURANCE PRICE INCREASES

2009-02-13T01:30:00.001-08:00

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Marsh & McLennan Chief Sees Insurance Price Increases (Update1)
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By Andrew Frye

Feb. 11 (Bloomberg) -- Marsh & McLennan Cos., the second- biggest insurance broker, said carriers around the world are demanding higher rates on some lines of business coverage after losing money on investments backing policies.

"Insurance is showing price increases," Chief Executive Officer Brian Duperreault said today in a telephone interview from New York. "More in reinsurance, but there are some signs in primary as well."

U.S. business insurers are seeking to reverse four years of rate decreases after losses on corporate bonds and mortgage- backed securities weighed on financial results. Natural disasters in the U.S., including Midwest tornados and the worst hurricane season since 2005, also contributed to profit declines and losses across the industry last year.

Marsh & McLennan jumped the most in 27 years in New York trading today after 2,200 job cuts at the flagship brokerage boosted fourth-quarter operating profit. It rose $2.70, or 14 percent, to $21.41 at 4:15 p.m. in New York Stock Exchange composite trading, the second-biggest gainer in the Standard & Poor's 500 Index.

NOTE: Mars& Mclennan was jumped the most in 27 years in the new york.in new york stock exchange composite traiding.

"There's been a recalibration of what is the cost of risk to start with and the ability of companies to take it," Duperreault said. "Capacity has been diminished dramatically given the effects of the capital markets."

Travelers Cos., the second-biggest U.S. commercial carrier, and Chubb Corp. reported profit declines last year while No. 1 American International Group Inc. submitted to a government takeover after a liquidity crunch.

Declines Slowing

In the fourth quarter, U.S. commercial-insurance rates fell 6.4 percent, the slowest pace of decline since 2006, according to a survey by the Council of Insurance Agents and Brokers. Insurers posted their worst underwriting result since 2001.

Still, that may not translate to higher prices for insurance buyers, according to Meyer Shields, an analyst at Stifel Nicolaus & Co. Insurers will continue to slash prices to win business from competitors as the slumping economy reduces demand, Shields said.

NOTE: In hte fourth quarter,U.S. in the comercial insurance the rate was felt 6.4 persent.
the insurance wasstill continue to slash thwe price.

"When we look at this industry, it's still overpopulated," said Shields, based in Baltimore. "Underwriting talent is spread too thin so there are some people that are going to set prices too low. I can't argue with the logic that prices should increase, I just don't know if that's going to happen yet."

Policy Sales

Policy sales by U.S. property and casualty insurers probably fell for a second straight year in 2008, the first back-to-back decline since the 1930s, according to a study by A.M. Best Co. Duperreault said the recession will make it harder for insurers to raise prices even as their capacity to take risk shrinks.

"Which one wins is the question we're all watching this year," Duperreault said.

Duperreault braced New York-based Marsh & McLennan for the recession last year, his first on the job, by reducing staff across the brokerage and consulting units. Marsh & McLennan, Aon Corp., the biggest broker, and No. 3 Willis Group Holdings Ltd. make commissions by helping companies shop for insurance.

Marsh & McLennan said fourth-quarter operating profit per share advanced 54 percent to 37 cents, beating by 5 cents the average estimate of 11 analysts surveyed by Bloomberg. Net income slipped 5.9 percent to $80 million on the severance costs and a drop in brokerage revenue.

'Not Completely Hostage'

Results were "very strong," Stifel Nicolaus's Shields said in an interview. "They're not completely hostage to the economy and primary insurance rate decreases."

The brokerage division more than doubled its profit margin to 14.8 percent, excluding the impact of items including severance pay, even as insurance rates slipped.

Profitability declined at the consulting divisions, which offer advice on human resources and corporate security, and Duperreault said he expects the businesses to contribute less to profit and revenue as the recession deepens.

Marsh & McLennan will focus on reducing expenses on technology, travel and entertainment and may make further workforce cuts, Duperreault said.

To contact the reporter on this story: Andrew Frye in New York at afrye@bloomberg.net.
Last Updated: February 11, 2009 17:04 EST
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VITALI REGAINS TITLE FOR KLISTSCHKO CLEAN SWEEP

2008-10-18T16:52:00.001-07:00

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October 12, 2008 -- Updated 0816 GMT (1616 HKT)

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Vitali regains title for Klitschko clean sweep

* Story Highlights
* Vitali Klitschko reclaims the WBC heavyweight belt, defeating Samuel Peter
* Nigerian boxer Peter chose not to come back out after eight rounds
* Ukrainian landed a persistent stream of heavy left jabs to his opponent's head
* Klitschko fulfils dream of holding world title at same time as brother Wladimir
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BERLIN, Germany (AP) -- Vitali Klitschko has reclaimed the WBC belt and fulfilled a self-proclaimed dream to hold a heavyweight title at the same time as his brother, stopping Samuel Peter with a technical knockout on Saturday night.
Vitali Klitschko used his superior height and reach to reclaim his WBC belt from Samuel Peter.

Vitali Klitschko used his superior height and reach to reclaim his WBC belt from Samuel Peter.

NOTE: VITALI KLITSCHKO IS A WBC CHAMPION.

Peter chose not to come back out after eight rounds that saw him weaving and occasionally wobbling as Klitschko landed a persistent stream of heavy left jabs to his opponent's head in front of more than 12,000 people at the new O2 World Arena.

The 37-year-old Ukrainian fighter (36-2, 35 KOs) used his height -- 6 foot 7 inches -- and reach to keep Peter crouched and defensive.

Wladimir Klitschko, widely considered the most talented among the chaotic field of so-called heavyweight champions, holds the IBF, IBO and WBO belts -- and dealt Peter his only previous loss, in September 2005 in a 12-round unanimous decision.

Peter, a 28-year-old Nigerian-born fighter, kept a tight defensive stance and managed to plant a series of solid body shots on his towering opponent. But after eight rounds he had not worked consistently inside Klitschko's massive reach.

Klitschko told reporters after the fight that he would not have needed much longer to deliver on a promise to end the fight by knockout.

"If Samuel Peter didn't stop the fight, I have the feeling in the next two rounds, I would have knocked him out," Klitschko said. "He got more and more punches, and his chin (was) not so strong as the first rounds."
Don't Miss

* Nigerian Peter 'grabs' WBC heavyweight belt

Klitschko has been WBC "champion emeritus" since a knee injury forced him to withdraw from a fight and retire from boxing in 2005.

The honorary status gave him the right to fight Peter (30-2), who won the interim belt in a fight against Jameel McCline last September, whenever Klitschko chose to come out of retirement.

"I knew if I lost the fight I wouldn't get a second chance," Klitschko told reporters after the fight. "It was a one-way ticket, and I used my chance."

Klitschko is a three-time champion who won the WBC title in 2004 with an eight-round victory over Corrie Sanders. The Peter fight was Klitschko's first since he defended the crown with an eighth-round win over Britain's Danny Williams in Las Vegas in 2004.

Klitschko's performances as a powerful puncher have often been overshadowed by injury.

In 2005, he withdrew from a WBC title fight with Hasim Rahman because of a torn ligament in his right knee. The injury led him to announce his retirement, and the WBC made him "champion emeritus." Last fall, he announced a comeback fight against Jameel McCline, only to back out after hurting his back and undergoing emergency surgery.

Promoter Don King said after the fight that a logical next step for Klitschko might be to seek a rematch with the retired Lennox Lewis, whom he lost to in 2003 when a fight doctor called the bout off because he had a badly cut eye.

NOTE: DON KING IS A FAMOUS AND WELL RESPECTED PROMOTER.

"What a triumph that would be for us old guys," King said.

Klitschko was more reticent.

"I need to think about it," he said of plans for his newly-revived fighting career. "I need to take care of my hand, because it is swollen."

Klitschko seemed more willing to joke about a hypothetical matchup with his brother -- which both have said is out of the question.

"You know what? I like this belt very much," he quipped as he picked up one of the three title belts Wladimir had brought with him to the press conference, where he sat beside Vitali.

"Watch yourself now, brother," Wladimir shot back.

Peter declined to attend the post-fight press conference, but his manager Ivaylo Gotzev said the loss put Peter on "the comeback trail."

"We've been here before, and we're going to go back and look at the tape and see what we need to work on," Gotzev said.

In an undercard fight, heavyweight Odlanier Solis improved to 12-0 and grabbed the WBC international heavyweight belt by beating American Chauncy Welliver (34-5-5, 13 KOs) in the ninth round.

Belarussian Alexander Ustinov (13-0, 11 KOs) dealt a heavy-handed knockout to Detroit's Julius Long (15-10, 13 KOs) in the first round of another heavyweight matchup.
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All About Vitali Klitschko • Samuel Peter • Wladimir Klitschko • Boxing

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1. Photo of ka9taw
Paul Mooney: Time to rethink the Lotus Notes front end?
http://edbrill.com/ ebrill/ edbrill.nsf/ dx/ new-job-day-3-a-stake-in-the-ground

Permanent Link Location: Highland Park, IL USA New job day 3: ... up to. Put simply, the function of my new team is product management. We worry about the overall ... .

15 minutes ago by ka9taw in Ed Brill · Authority: 210
2. Photo of Finbar
THE FINTAG NEWSLETTER @ 09 October 2008
http://fintag.com/ archive/ 2008/ 10/ 09/

[ ]FINTAG COMMENT Phew! At last these "once in a lifetime events" are becoming so regular that I am able to sleep better than usual. The British now have one of the highest tax burdens in the world, the streets around the Bank of England have more journalists than city workers and market volatility

1 hour ago by Finbar in FiNTAG: Hedge Funds: Daily News: Gossip: Predictions: Opinions · Authority: 65
3.
View all »
Videos about marketing management
1. Master of Marketing Management in Bern (www.imu.unibe.ch)
2. USQ School of Management and Marketing
3. marketing management software business marketing small
4. Keynote Speaker: Futurist Patrick Dixon - industry trends - management, marketing, customers, lifestyles, motivation, change management and leadership development. Corporate event keynote speaker: video and slides.
4. Photo of BernieTyrol
DMI Review: Unleashing the Power of Design Thinking at IBM
http://www.customer-experience-labs.com/ 2008/ 10/ 09/ dmi-review-unleashing-the…

image The Design Management Institute has just published an article titled "Unleashing the ... Strategist for IBM Corporate Marketing and Communications. While the magazine is fully accessible ...
NOTE: IBM IS ONE OF THE TOP COMPANY IN MARKETING AND COMMUNICATIONS.
1 hour ago by BernieTyrol in The Customer Experience Labs | design.remarkable.experience · Authority: 25
5. No one has claimed this blog
CMS at a crossroads
http://digitalassetmanagementorguk.wordpress.com/ 2008/ 10/ 09/ cms-at-a-crossro…

What Next for Web CMS Vendors? by Kasman Thomas 09-Oct-2008 In research for the Web CMS Report ... in new markets based on some combination of product features and marketing strategy ...

1 hour ago in digital asset management weblog · Authority: 21
6. Photo of deadpresident
Idea Cellular - Annual Report - 2007-2008
http://deadpresident.blogspot.com/ 2008/ 10/ idea-cellular-annual-report-2007-20…

IDEA CELLULAR LIMITED ANNUAL REPORT 2007-2008 DIRECTORS' REPORT Dear Shareholders, The Directors are pleased to present their Thirteenth Annual Report together with the Audited Accounts of your Company for the financial year ended March 31, 2008.

1 hour ago by deadpresident in Dead Presidents! - India Equity Research · Authority: 30
7. Photo of deadpresident
Polaris Software - Annual Report - 2007-2008
http://deadpresident.blogspot.com/ 2008/ 10/ polaris-software-annual-report-2007…

POLARIS SOFTWARE LAB LIMITED ANNUAL REPORT 2007-2008 DIRECTOR'S REPORT To the Members, Your Directors have great pleasure in presenting the Fifteenth Annual Report together with the Audited Statements of Accounts for the year ended March 31, 2008. 1. Financial Results a.

1 hour ago by deadpresident in Dead Presidents! - India Equity Research · Authority: 30
8. Photo of deadpresident
Geodesic - Annual Director's Report - 2007-2008
http://deadpresident.blogspot.com/ 2008/ 10/ geodesic-annual-directors-report-20…

GEODESIC INFORMATION SYSTEMS LIMITED ANNUAL REPORT 2007-2008 DIRECTOR'S REPORT To, ... has been recorded at 12.09%. Your management made all efforts to keep its promise of increasing revenues

1 hour ago by deadpresident in Dead Presidents! - India Equity Research · Authority: 30
9. Photo of gswann
Will Mortgage Brokers Be the Hope For Homeowners?
http://www.bloodhoundrealty.com/ BloodhoundBlog/ ?p=4858

The FHA Hope For Homeowners program was designed for existing homeowners, struggling with mortgage payments and an "upside-down" equity position in their primary residence. It is a new program with lots of misinformation. Some believe it can only be offered by existing loan servicers, some think

1 hour ago by gswann in BloodhoundBlog: National real estate marketing and technology blog | Realtors and real estate, mortgages, lending, investments · Authority: 1,338
10. No one has claimed this blog
How a Degree in the Culinary Arts will Give You the Edge
http://www.betteronlineeducation.com/ / how-a-degree-in-the-culinary-arts-will-g…

Find the Best Online Colleges Universities at BetterOnlineEducation ... of the food industry, so you can expect some in-depth tuition on business management and running IT programs such as CRM (customer relationship management) and

1 hour ago in Best Online Colleges, Best Online Universities, Top Online College Review, APA Approved Accredited Programs · Authority: 25
11. Photo of techlime
Acer Aspire Wimax Notebooks: 6930-6771 & 4930-6862
http://techlime.com/ laptops-desktop-tablet-pc/ acer-aspire-wimax-notebooks-6930…

Acer have taken the wraps off of their WiMAX-integrated notebooks, designed to work with Sprint's new XOHM network. The tiresomely-named Aspire 4930-6862 and Aspire 6930-6771 both integrate Intel's new WiMAX/WiFi Link 5050 module for Centrino 2 notebooks, promising average downlink speeds of 2-4

1 hour ago by techlime in TechLime | Mobiles, Graphic Cards, CPU, Cameras, LCD Tvs, Gaming, GPS, Handhelds, HDTV, Laptops, Storage, etc. · Authority: 75

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52,641 RESULTS FOR EYE CARE

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The Nature of Beauty
http://feelgoodstyle.com/ 2008/ 10/ 11/ the-nature-of-beauty/
The Nature of Beauty, LTD, was created out of a desire to educate all about the realities of the beauty and personal care products industry, and to provide you with safe, healthy and beautiful alternatives. ...
1 day ago by organicglamazon in Feelgood Style - Beauty with Integrity
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1. Photo of kywildcaat
Campfire of the Vanities
http://www.katesrandommusings.com/ 2008/ 10/ campfire-of-vanities.html

I have a confession to make. I have a tough time passing a mirror without looking ... to the pedicurist and I could care less what Cosmo says about the "in style" eye shadow shades this season ...

27 minutes ago by kywildcaat in Kate's Random Musings · Authority: 22
2. No one has claimed this blog
e-Discovery Teams Can Meet the Challenges of the "Zubulake Duty" and Control Excessive Costs
http://ralphlosey.wordpress.com/ 2008/ 10/ 12/ e-discovery-teams-can-meet-the-ch…

United States District Court Judge Shira A. Scheindlin, one of the leading jurists in the field of electronic discovery, is credited with first establishing what has become known as the Zubulake duty. Judge Scheindlin (shown right) contends that all attorneys who litigate have an affirmative duty to

58 minutes ago in e-Discovery Team · Authority: 25
3. Photo of peekaboopicks
Family Game Night!
http://www.peekaboopicks.com/ 2008/ 10/ 13/ family-game-night/
NOTE: EYE CARE COVERS A WIDE SCOPE NOT ONLY EYE SURGERY.
When we were kids, my brother and I begged our parents on a regular basis to play board games with ... of little aphid chips need lots of care from bigger hands! Would You Rather While you're at it, pick

1 hour ago by peekaboopicks in Peekaboo Picks Magazine: Fabulous Finds for Hip Moms · Authority: 57
4. Photo of bookfraud
Why I Really Write, Part 12: Muhammad Ali
http://bookfraud.com/ 2008/ 10/ 12/ why-i-really-write-part-12-muhammad-ali/

[ 800px-ali] A number of you perceptive folk have asked me, "Bookfraud, ... t care who he is!" Lance grimaced and nodded, as if he'd seen this type of ridiculous gamesmanship

3 hours ago by bookfraud in bookfraud · Authority: 21
5. No one has claimed this blog
Dans une ride naissante comme on prend rendez vous pour une pilation chez l'esth
http://sansongnj.fetischluder.com/ 2008/ 10/ 13/ dans-une-ride-naissante-comme-o…

Dans une ride naissante comme on prend rendez vous pour une pilation chez l'esth October 13th, 2008 Ash wouldn't rule out plastic surgery. Php U F YS Mb ZlLVpldGEtQ cC QaWdnLVNpbmctWmVybw. L lection du maire de Villeneuve annul e.

3 hours ago in Amy is now in rehab with ketamine Blake. · Authority: 106
6. No one has claimed this blog
Joseph Genito: Unrepentant Stooge for the 'Messengers'
http://www.blacksunjournal.com/ books/ 1444_joseph-genito-unrepentant-stooge-for…

[ 1444l.jpg] Joseph Genito is a man I've known from the time I was a child ... comment admitting he doesn't care whether the book is "accurate or inaccurate" he is concerned

3 hours ago in Black Sun Journal - Atheism, Climate Change, Drug War, Atheist, Religion · Authority: 58
7. Photo of mikeboffer
hidden cameras have helped many people cruel abusive nannies.
http://www.advice-4u.info/ hidden-cameras-have-helped-many-people-cruel-abusive-…

hidden cameras have helped many people cruel abusive nannies. by Todd Martin Now days every ... important that there has to be someone who will take care of your little ones ... and relatively inexpensive way to keep your eye on things when you are gone.

3 hours ago by mikeboffer in Advice Online · Authority: 37
8. No one has claimed this blog
Hidden cameras have helped many people catch abusive nannies.
http://www.newsalistic.com/ hidden-cameras-have-helped-many-people-catch-abusive…

by Todd Martin Now days every person prefers working so that they can have a better living in ... of the family then it becomes very important that there has to be someone who will take care ...

3 hours ago in Newsalistic · Authority: 60
9. Photo of bizops
hidden cameras have helped many people rude abusive nannies.
http://www.ineeded.info/ 2008/ 10/ 12/ hidden-cameras-have-helped-many-people-ru…

hidden cameras have helped many people rude abusive nannies. Posted By Todd Martin on @ 6: ... nannies. With a nanny cam in place, parents know for sure how their children are actually being taken care ...

3 hours ago by bizops in I Needed Info · Authority: 37
10. No one has claimed this blog
Hidden cameras have helped many people catch abusive nannies.
http://home-office-recovery-plan.com/ hidden-cameras-have-helped-many-people-cat…

by Todd Martin Now days every person prefers working so that they can have a better living in ... of the family then it becomes very important that there has to be someone who will take care ... . As babysitters are very cheap and are much better than the day care.

4 hours ago in Home Office Recovery Plan - Do you need one? · Authority: 58

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12,904 RESULTS FOR MUTUAL FUND

2008-10-17T16:07:00.001-07:00

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1. No one has claimed this blog
The Fall of the Bond Markets
http://money-advice-guide.org/ 2008/ 10/ 09/ the-fall-of-the-bond-markets/

The Fall of the Bond Markets The current question that is being asked in the stock is why is the bond market selling off. While there is a number of excuses there are real reasons this is occurring. First and foremost there are more seller than buyers.
NOTE:PLUNGE IN THE STOCKMARKET AFFECTED THE BOND MARKET.
48 minutes ago in Money Advice Guide · Authority: 15
2. Photo of Finbar
THE FINTAG NEWSLETTER @ 09 October 2008
http://fintag.com/ archive/ 2008/ 10/ 09/

[ ]FINTAG COMMENT Phew! At last these "once in a lifetime events" ... on dire warnings by the International Monetary Fund. The UK Government sought to bolster Britain's

1 hour ago by Finbar in FiNTAG: Hedge Funds: Daily News: Gossip: Predictions: Opinions · Authority: 65
3.
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Videos about mutual fund
1. 20. Mutual Funds 1: What is a Mutual Fund?
2. 21. Mutual Funds 2: Types of Mutual Funds
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4. No one has claimed this blog
Too 'SMALL' To Fail!!!
http://howardlindzon.com/ ?p=3878

There is panic people. You can choose to Panic or you can do as I do everyday and repeat after ... such massive damage (the IBD mutual fund index is down 40 freaking percent this year). This is a once

1 hour ago in Howard Lindzon · Authority: 250
5. No one has claimed this blog
Why the Wall Street bail out plan is bad-5: Rewarding greed
http://wp02.miomia.net/ wp02/ 2008/ 23466.html

In this next-to-last post in this series (but probably not on this topic), I want to look at how senior Wall Street executives saw their profession as some sort of game in which the goal was to extract more personal benefit than the next executive, leading to a leap-frogging of various forms of

2 hours ago in Mortgage Information · Authority: 106
6. Photo of QualityStocks
USA Truck Inc. (USAK): King of the Road, Royalty for Your Portfolio?
http://Blog.QualityStocks.net/ ?p=12832

USA Truck (USAK) offers truckload freight services to various industries, ... own 31 percent of USA Truck's shares while 40 institutions control another 57 percent. Mutual fund

2 hours ago by QualityStocks in The Quality Stocks Stock Newsletter For Smallcap Companies Blog · Authority: 41
7. No one has claimed this blog
Say it with me: Money market mutual funds are not insured
http://www.usatoday.com/ money/ perfi/ columnist/ krantz/ 2008-10-09-money-marke…

Q: I thought money market funds were safe. So, why am I losing 3% of my money on The Reserve Primary Fund?

3 hours ago in Money News: Financial, Economy, Stock Market & Real Estate Stories - USATODAY.com · Authority: 30
8. No one has claimed this blog
Say it with me: Money market mutual funds are not insured
http://money.com.hr/ say-it-with-me-money-market-mutual-funds-are-not-insured/

Q: I thought money market funds were safe. So, why am I losing 3% of my money on The Reserve Primary Fund?

3 hours ago in Money, Insurance, Mortgage, Investment · Authority: 20
9. No one has claimed this blog
Obama Lying Again
http://robertd.wordpress.com/ 2008/ 10/ 08/ obama-lying-again/

From the McCain Campaign via Fox's Urgent Que. You get to read it here first! Of course the McCain people won't say B. Hussein Obama lied, that was me. I say, watch the video and read the facts. He Lied!
NOTE: MCCAIN IS A U.S. PRESIDENTIAL CANDIDATE.
3 hours ago in Bob's Bites · Authority: 25
10. Photo of MarathonPundit
Friends of Barack update: Obama still not telling all about his relationship with Ayers
http://marathonpundit.blogspot.com/ 2008/ 10/ obama-still-not-telling-all-on-his…

Barack Obama is still not telling everything he knows about his relationship with unreptentant terrorist Bill "Bomber" Ayers. Or for that matter, Ayers' wife Bernardin Dohrn. In his interview on on Hannity & Colmes I saw two hours ago, John McCain said something along the lines that during their

3 hours ago by MarathonPundit in Marathon Pundit · Authority: 240
11. No one has claimed this blog
Four Mutual Fund Giants Join Guaranty Plan
http://www.wp.elo.pl/ four-mutual-fund-giants-join-guaranty-plan-3/ 09/ 10/ 2008…

The new federal program aimed at restoring confidence in the nation's money market funds was joined by four of the nation's best-known mutual fund companies.

3 hours ago in My very new news blog · Authority: 24

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IS LASIK RIGHT FOR YOU?

2008-10-16T16:40:00.001-07:00

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Home > Health
Health Tip: Is LASIK Right for You?
Guidelines for the ideal candidate
By Diana Kohnle
Sept. 20

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(HealthDay News) -- LASIK surgery is performed on the eyes to improve vision, often reducing the need for glasses or contact lenses.

NOTE: LASIK IS LASER EYE SURGERY;

The U.S. National Library of Medicine, in cooperation with the American Academy of Ophthalmology, lists these guidelines for the ideal LASIK candidate:

* Being at least 18 years old. But, in some cases, young children with one very nearsighted eye and one normal eye may benefit from LASIK.
* Women should not be pregnant or nursing.
* Having healthy eyes with vision prescriptions that are relatively stable.
* Candidates should not be taking certain prescription drugs, including Accutane or oral prednisone.
* Being in overall good health, without chronic conditions such as diabetes, rheumatoid arthritis, lupus, glaucoma, herpes eye infections, or cataracts.
* Being unsatisfied with wearing glasses or contacts.
* Having realistic expectations of the surgery and results.

Copyright 2008 HealthDayNews, Inc. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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You are in: Gloucestershire > People > Your Stories > Laser Eye Surgery
Claire Sandys wearing glasses
Laser Eye Surgery

By Claire Sandys

After twenty years of wearing glasses and contact lenses, I've finally taken the plunge and had laser eye surgery. Read my story here.

A few years ago my mother, an ophthalmic sister in a hospital in East Anglia, heard about the increasing use of laser surgery to correct short-sightedness.

Working in the field she kept a close eye on the advancements of this technology with the hope that one day it would be an option for me (I have a mild prescription of -2.75 which is apparently perfect for this sort of surgery).
A slight haemorrhage in Claire's right eye

A small haemorrhage in Claire's eye

Finally the day came when she believed that laser surgery was widely used enough to be safe for her daughter and although the very long-term effects are yet to be known, there's no reason to believe that the sight would change once corrected.

So on Friday 5th October 2007, after booking the surgery and waiting only a few months, I ventured over to Cambridge to have my eyesight made new.
No cutting corners

I chose my surgeon carefully; he was experienced, had being doing this procedure for a long while and specialised in it.

He was more expensive than the average laser specialist on the high street, but when it comes to eyes my mother has always told me that there should be no cutting corners!

I had an initial consultation about 5 weeks ago to make sure I was suitable for the surgery and also to meet the consultant and go over my options (there are a few types of laser surgery).

On the day of the actual procedure you are told that you will need to be at the clinic for around an hour and you also need someone to drive you home afterwards – a job which my husband kindly volunteered to do.
No real worries or nerves

I was seen very quickly at 10am and had no real worries or nerves about the situation at all.
Claire Sandys

Claire in glasses - a thing of the past?

I was told exactly what would happen and then a nurse took me through to the laser room and laid me on a very comfy horizontal chair.

I was having a procedure called LASIK, where a thin flap of corneal tissue is folded away so the laser can do its work underneath.

You are not under a general anaesthetic for this procedure (i.e. asleep!), they just place some local anaesthetic drops in the eye being treated, or in my case, both eyes.
Not a pleasant experience

So as a result I was still able to see for most of the time, except when I lost my vision briefly while they made the incision in the corneal flap.

They covered my eye that wasn't being lasered with a clear eye shield to prevent me from being distracted.

They placed tape over my eyelashes to keep them out of the way and then attached a special clip to keep the eye open – this wasn't a pleasant experience!

Once everything was in place they cut the corneal flap; this is when I lost my vision for a few seconds.

Following this they swung my chair over to the laser machine and I was asked to focus on a red flashing light.

The laser makes a clicking sound as it's doing its stuff and then I was warned that I would smell burnt hair – which I did!
Uncomfortable at times

The actual laser treatment only took about 30 seconds (per eye) and then my corneal flap was put back in place and they repeated everything for my other eye. It was that quick!
The goggles Claire had to wear overnight

The goggles Claire had to wear overnight

NOTE: CLAIR IS A CLIENT OF LASER EYE SURGERY.

There was no pain throughout the surgery but it was very uncomfortable at times and a little scary. However, one of the nurses in the room very kindly held my hand and even as an adult, I was very grateful for this human touch.

Following the surgery I was sent home with three different types of eye drops and a gorgeous (!) pair of bed goggles I needed to stop me rubbing my eyes and disturbing the corneal flap.

If anything is going to stop you rubbing your eyes…these goggles will!
Sensitive to light

I wore sunglasses for the first day and sat in a darkened room as my eyes were very sensitive to light.

The first 7-8 hours after the procedure were the worst as I found it incredibly hard to even open my eyes at times – a bit like looking into an incredibly bright light.

It also stung quite badly to put the drops in for the first day as the corneal flap was healing.

However, I slept for around 4 hours during the afternoon following the surgery and when I woke up they felt much better.
Hazy round the edges

By the next day I could see perfectly but it was a bit hazy around the edges and the clear vision came and went quite a bit.
Eye drops

The 3 lots of eye drops Claire uses

The pain had gone when the drops were used and it was just a nice feeling to keep my eyes moist.

I had to go back the following day to see the surgeon for a check-up and to make sure that all was healing well.

He said all was well apart from a small haemorrhage in my right eye which looks a lot worse than it is. This should clear up in about a week and he said my eyes should be completely normal again in around 2-4 weeks.
Fantastic news

The consultant also did several eye tests and then declared that my vision should be 20/20 once it's all settled down!

It was fantastic news.

I made my appointment to go back and see him again for the final check-up in 3-4 weeks.

I still find that my eyes tire easily and feel dry, but this ease's with sleep/rest and also a little help from the artificial tears eye drops!

The feeling is very much like having my contact lenses in for too long - I can see just fine and my eyes feel dry, and I have to keep reminding myself that I don't have any to take out!
Perfect sight

It's a strange feeling really, not something that sinks in straight away and it was kind of sad to put my glasses in their case and know that I'll never need them again.

They've been a very necessary and welcome part of my life since middle school and so it feels ungrateful to just put them away forever!
Claire Sandys without her glasses

The new look! Claire without glasses.

However, being able to see clearly when I wake up in the morning and to walk in the rain without glasses will soon dissolve those feelings.

Right now the worst part is no make-up for two weeks! But that's a small price to pay for perfect sight.
Research

If I were to give any advice to anyone considering this procedure it would be to make sure you do your research and select someone that does this procedure full time and has experience in the area.

Don't be swayed by the price tag, if this type of surgery went wrong you'd pay a far higher price than anything that money can sort out.

______________________________________
This article is an external contribution and expresses a personal opinion, not the views of BBC Gloucestershire.

last updated: 08/04/2008 at 12:04
created: 09/10/2007
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ECONOMIC CRISIS CHANGES TONE OF RACE IN SIXTH DISTRICT

2008-10-15T16:26:00.001-07:00

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Home | Politically Connected | National Politics | U.S. House
Economic crisis changes tone of race in Sixth District

Marlin Levison, Star Tribune

From left, Bob Anderson, Michele Bachmann and Elwyn Tinklenberg held an election debate on Oct. 1 at Stillwater City Hall.

Wall Street's meltdown and the government's bailout have become key in the three-way battle for the House.

By PAT DOYLE, Star Tribune

Last update: October 8, 2008 - 11:01 PM
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Bachmann has to go...

This is an easy one. If you think the direction our country is heading is the wrong direction, you need to vote for a change. Bachmann … read more has been a whacky pawn for the far right political agenda...and this is an agenda that has not worked. Our economy is in the tank, our status in the world is on the decline, and that's just the start. Moreover, Bachmann is so obsessed with pet social issues like legislating a definition of marriage that she hasn't gained any meaningful status in Congress. We deserve AND we need much, much better...party allegiance alone cannot justify a vote for Bachmann.
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Abortion, taxes and transportation have dominated recent campaigns for Congress in the suburbs, small towns and farms north of the Twin Cities.

But the political landscape changed in Minnesota's Sixth District when the financial crisis hit Wall Street and Washington. More than any other congressional race in the state, the showdown in the Sixth is offering voters stark choices on whom to blame for the crisis and what to do about it.

Rep. Michele Bachmann, a Republican, is telling voters that "hyper-regulation" by the federal government created a chain of events that caused bank failures and credit freezes. Bachmann voted against the massive rescue package that cleared Congress last week, slamming it as unfair to taxpayers.

Her Democratic challenger, Elwyn Tinklenberg, tells voters that lack of government regulation encouraged bankers to make reckless bets that brought on the crisis. He favored the bailout as a way to avert a more serious slowdown in middle America.

As the financial squeeze makes itself felt on Main Street, the candidates' contrasting positions on the bailout could determine the outcome of the race.

"People are very responsive to what the headlines are about," said Steven Smith, a professor of political science and expert on Congress at Washington University in St. Louis.

NOTE: STEVEN SMITH IS A WELL RESPECTED PERSONALITY IN WASHINGTON UNIVERSITY IN ST.LOUIS.

The Sixth sprawls across Washington, Anoka, Wright, Benton, Sherburne and Stearns counties. It has been reliably Republican in recent years but is expected to be competitive for Democrats in a year when Republicans around the nation are struggling.

Bachmann, who won the seat in 2006, had a voting record more conservative on economic, social and foreign policy issues than 89 percent of her colleagues last year, according to the National Journal's ideological scorecard of congressional members. She gets more money from abortion-opposition and gun-rights groups than all but nine other members of the House.

Democrats argue that Bachmann is too conservative even for this conservative district. That line didn't work in 2006 for Democrat Patty Wetterling, a child-welfare advocate whom Republicans labeled too liberal.

But Tinklenberg calls himself a moderate Democrat and touts endorsements from police and fire groups and good grades from the National Rifle Association, which nonetheless endorsed Bachmann. He considers himself a Blue Dog Democrat, a group of fiscally conservative Democrats in Congress that has endorsed him.

Another candidate, Bob Anderson of the Independence Party, entered the race to bring mental health insurance on par with other health coverage. Because the rescue bill includes such a provision, he is now focusing on prohibiting insurance companies from denying coverage for applicants with pre-existing conditions. He also stands apart from the others by his refusal to accept campaign contributions and his attack on Congress as a tool of special interests.

Still, the Independence Party endorsed Tinklenberg in the district, which voted heavily for Jesse Ventura when he ran under the party's banner for governor in 1998. Tinklenberg reminds people that he promoted the Hiawatha light-rail line and the future North Star commuter line while he was Ventura's transportation commissioner.

Transportation and oil

Transportation issues still loom large in the district, where traffic snarls and long commutes are common.

"If I had something to do downtown, I'd take the line," Patti Trott said of the North Star rail line after talking with Tinklenberg in a restaurant in Elk River, which will have a commuter station. But her husband, Karl, wanted more money spent on roads, explaining, "our priorities are out of whack."

While Bachmann has denounced the use of federal earmarks for funding local projects, Elk River city administrator Lori Johnson told her during a recent visit that the city needs all the help it can get to fix roads to ease congestion.

"We don't want to be left behind if there are earmarks, and that's the way the game is played," Johnson said.

As gasoline prices spiked this summer, both Bachmann and Tinklenberg advocated more off-shore drilling and alternative sources of energy. But they differ sharply on emphasis.

Bachmann stresses lifting federal restrictions on oil drilling. "We sit on the answer to our own problem," she said at a recent debate. "We have more oil in the United States than all of Saudi Arabia, and that's just in Colorado, Utah and Wyoming in the form of shale oil."

Tinklenberg replied, "We need to be exploring more domestically ... but we also need to move aggressively in both the areas of conservation and the areas of alternatives."

He favors increasing automobile fuel efficiency standards, while Bachmann voted last year against a measure that raised them.

NOTE: BACHMANN WON THE SEAT HOUSE LAST 2006.

On another key issue, health care, Bachmann wants to make insurance premiums and other medical expenses tax-deductible for individuals to make it easier for consumers to buy health insurance. Tinklenberg favors offering the option of government-sponsored health insurance as a competitively priced alternative to private insurance plans to achieve universal health coverage.

During her freshman term, Bachmann sometimes made news with remarks that raised eyebrows.

This summer she said expanded oil drilling and other measures would bring "immediate and lasting relief" and cut gas prices to $2 a gallon. The U.S. Energy Information Administration said it's unlikely those steps would significantly reduce gas prices any time soon.

Shortly after taking office in 2007, Bachmann told the St. Cloud Times that Iran planned to partition Iraq and turn part of it into a terrorist training ground. Her office later said her remarks were "misconstrued."

"The only reason this district would ever be in play is Michele Bachmann herself," said David Wasserman, the editor in charge of assessing House races for the nonpartisan Cook Political Report in Washington. "She's a lightning rod in Minnesota politics. To the extent that Elwyn Tinklenberg is competitive, he's attracting some moderate Republican votes that's necessary to win this district."

Through mid-August Bachmann had $1.4 million in campaign contributions on hand. Tinklenberg had $200,000. Wetterling had four times as much cash at this point in her losing 2006 race.

Unless the party, union allies or others pump money into the race in the final weeks, Tinklenberg won't be able to afford many, if any, TV ads to counter a likely Bachmann ad blitz. She also has frequently appeared on "Larry King Live" to discuss national issues such as drilling or the financial rescue package.

About the bailout

Bachmann says the $700 billion bailout was unnecessary. She blames federal regulations for making it easier for people to obtain loans they couldn't repay, and she says the crisis could be overcome in part by changing accounting rules.

Tinklenberg labels her remedy "pretend accounting" and defends the package as needed to prevent credit from drying up in communities throughout the nation. He said significant oversight and curbs on executive compensation made the final package more palatable than its earlier version.

In talking with voters, he has been pointing out that Bachmann sits on the House Financial Services Committee that oversees the financial industry. She received more contributions from finance, insurance and real estate interests than any Congress member from Minnesota.

Wasserman said Bachmann needed "to be careful to ... avoid being seen as too corporate."

Smith said Bachmann's no vote on the bailout can be easily justified to constituents.

"The conservatives don't like big government and the liberals don't like bailing out fat cats," he said. "People in the middle just don't like the idea of giving away money."

But Tinklenberg can use his support of the package to define himself.

"There are signs that working-class individuals are finding their credit options disappearing," Smith said. "He's trying to show that he's a middle of the road politician who takes a pragmatic view of the problems facing the country."

Pat Doyle • 651-222-1210
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BUCKLAW - WE MEET AGAIN YOU POLITICAL HACK

So you haven't woke up yet? As I was writing my last rant - I noticed an ad running on the right side of the web page for an upcoming movie - something called "Mikey and Mylie make a porno movie" You see BUCKLAW we're all in this giant pot of water and you and I are frogs. (Can you picture that - are you with me?) and you know what happens next? Yes - the heat has been turned on under the pot and I have already jumped out of that pot. You BUCKLAW have decided to stay in the pot and continue towards your union with Winston Smith. I ask you: which flavor of Koolaid do you prefer to drink when your party boss passes the party favors? Lemon Lime perhaps? Grape? or maybe my favorite: Pickle Chocolate cherry.
posted by paulsworkshop on Oct 8, 08 at 10:44 pm |
0 of 6 people liked this comment.
Good God

Why are Republicans like paulsworkshop so rabid? Talk about fanatical. Blown up any abortion clinics lately? Paul go back to the workshop and close the door and stay there please. You're an embarassment even to the right. You seem fond of koolaid and pin the tail on the donkey, perhaps you just need some tail. Sleep tight knowing the Democrats will be in complete control of the House of Representatives, the Senate and we'll have a Democrat President. Good times are a coming and Palin will be back in Alaska "shootin" moose in a matter of weeks. Night night!
posted by Mplsuptown1 on Oct 8, 08 at 10:58 pm |
3 of 3 people liked this comment.
Michele Bachmann

I really cannot believe that anyone will vote for Mrs. Bachmann. While I have no doubt that she is a nice woman, she is an embarassment in the house. Her legislation (freedom to choose lightbulbs?), her behavior(the President is not a rockstar) and her take on the economy (too much regulation?) all add up to Mrs. Bachmann being a horrible representative. Unfortunately, my district is a yellow dog republican district and it is too late to get a yellow dog on the ballot......... Please vote for Tinklenburg!!
posted by kpersson8 on Oct 8, 08 at 11:00 pm |
8 of 9 people liked this comment.
You jumped from the pot and into the fire before you could make your point, Paul...

And that is the problem with the conservative side of political debate this election. Please tell us WHY we should put up with another four years of mismanagement and policies that have lead this country on a decline. What is it about an opportunity for correcting our direction as a country that has the right so angry? All people need to do is be semi-conscious and they'll see that things are not going well for Americans today. Can anybody disagree with that? Would you keep promoting the same ideas and strategies that have lead to where we are today if we wanted to change it for something better tomorrow?
posted by Bucklaw on Oct 8, 08 at 11:20 pm |
4 of 4 people liked this comment.
Most absurd comment of the night

Michelle Bachmann should be our next president? Oh my, oh my, oh my. That is a scary thought. Right up there with the terror of Sarah Palin possibly stepping into that spot. @@ I'm not sure what Svengali-like attraction this nutcase holds for her followers, but for the rest of us she is a true humiliation. Bachmann does have a national reputation. I have friends all over the country who look up her comments online just for laughs, sort of like they'd read a comic book. To paraphrase an ad regarding another Republican that I hear people quote everywhere I go these days, Michelle's gotta go.
posted by smccl001 on Oct 8, 08 at 11:38 pm |
3 of 3 people liked this comment.

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* Economic crisis changes tone of race in Sixth District
* Ramstad, Frenzel decry attack ads
* Davis paid taxes late on home in Wisconsin
* Cindy Sheehan finds a bit of peace in candidacy
* Spokesman calls Conn. campaign win a 'lost cause'
* Polygraphs proposed for Ind. congressional debate
* Fiscal crisis looms large in 6th Dist. debate
* US House race in Oklahoma heats up after bailout
* Third Congressional candidates debate how best to handle Iran's nuclear threat, support Israel

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Campaign finance information through Aug 20, 2008
District 1 Total raised
Brian Davis, R
$614,193
Gregory Mikkelson, I
$0
Timothy Walz, D*
$2,047,132
$2,661,325
District 2 Total raised
John Kline, R*
$1,086,518
Stephen Sarvi, D
$261,861
$1,348,379
District 3 Total raised
David Dillon, I
$47,663
Ashwin Madia, D
$1,053,490
Erik Paulsen, R
$1,396,652
$2,497,805
District 4 Total raised
Edward Matthews, R
$32,100
Betty McCollum, D*
$487,304
$519,404
District 5 Total raised
Keith Ellison, D*
$952,026
Gregg Iverson, I
$0
Barbara White, R
$32,394
$984,420
District 6 Total raised
Bob Anderson, I
$0
Michele Bachmann, R*
$1,925,499
Elwin Tinklenberg, D
$533,260
$2,458,759
District 7 Total raised
Glen Menze, R
$2,621
Collin Peterson, D*
$829,221
$831,842
District 8 Total raised
Michael Cummins, R
$0
James Oberstar, D*
$1,635,075
$1,635,075
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CANCER VICTIMS DISCRIMINATION CLAIM

2008-10-14T16:19:00.001-07:00

The Press Association
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Cancer victims discrimination claim

22 hours ago

Breast cancer patients are being unfairly discriminated against when they travel abroad, it has been revealed.

NOTE: CANCER HAS BEEN A COMMON DISEASE IN THE PRESENT GENERATION.

Some sufferers could be paying up to 200% more in insurance premiums than others in the same condition, according to research by travel insurance company AllClear.

"The premiums paid by breast cancer patients in the travel insurance market generally cannot be justified when compared to the actual claims that are made, and the risk being underwritten by the insurer," said Nikki Hunt, of AllClear.

She added that breast cancer patients received far poorer insurance deals than, say, travellers who suffered from a respiratory condition.

She said that, while much attention had focused on cancer patients compared with those travellers in good health, "no-one has actually looked at the anomalies within the quotation systems of many companies claiming to specialise in pre-existing medical insurance".

Ms Hunt went on: "Suffering from breast cancer should not be a barrier to travel, neither should sufferers be paying over the odds.

"What is particularly unfair is that cancer appears to be being singled out as warranting a much higher premium than other less-threatening conditions, even though breast cancer costs the insurance industry considerably less in terms of claims."
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From the Lifestyle channel »
What You Didn't Hear During the Presidential Debate [Personal Finance]
http://lifehacker.com/ 5060553/ what-you-didnt-hear-during-the-presidential-debate

What You Didn't Hear During the Presidential Debate Personal finance blogger Ramit Sethi theorizes that there were a whole lot of things the Presidential candidates didn't (and couldn't) say about your money during the debate last night. For example: Not all homeowners deserve to stay in their houses. Renting is a perfectly reasonable alternative, but the idea of Americans "losing their houses" is politically untenable. Why? Because America perpetuates a mistaken culture of homeownership. Owning your own home is the kind of BS sacred cow that got us into this mess: Our parents tell us to buy a house.

13 hours ago
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* Author unknown
The Home Ownership Obsession
http://www.advicegoddess.com/archives/2008/10/08/the_home_ow...
12 hours ago in Advice Goddess Blog · Authority: 29

The Home Ownership Obsession Personal Finance blogger Ramit Sethi lays it out in "The Truth: What Obama and McCain won't tell you about your money": Not all homeowners deserve to stay in their houses. Renting is a perfectly reasonable alternative, but the idea of Americans "losing their houses" is politically untenable. Why? Because America perpetuates a mistaken culture of homeownership. Owning your own home is the kind of BS sacred cow that got us into this mess: Our parents tell us to buy a house. Our friends are impressed if we own a house in our twenties. The government literally encourages us to own a house by offering tax deductions. Homeownership is the American Dream! The truth is, if you're making the largest purchase of your life, you need more than a slogan -- you need to take the responsibility to do some research. (And note that you can't advocate for increased homeownership and also argue for Americans to keep their houses. By not reducing the prices, younger people cannot buy houses at these inflated prices.) I love this guy. Here's more: Yes, there was an exceptional amount of predatory lending. For every blogger who argues loudly about personal responsibility, an angel dies and an Ogilvy executive lights a marshmallow in hell and eats a delicious snack. Wall Street and realtors are also to blame for this. But so are average Americans. It's difficult to have a nuanced discussion about real estate on the campaign trail, so we resort to cartoonishly simplistic caricatures of things like Wall Street's corruption. True -- but also take a look in the mirror. Even more: Americans don't know how to be frugal -- yet Things will get more expensive. Taxes will eventually go up. They have to. Costs of ordinary goods will go up. They always do. If you're expecting it to get easier, you're wrong. The key is to make more money and cut your costs. Sadly, Americans are poorly versed in being frugal. You think it makes sense to buy a new car every few years? You think it's normal to eat out 5 times per
* Author unknown
Are You Stressed About Your Personal Finances And The Economy?
http://60646blog.com/2008/10/08/are-you-stressed-about-your-...
1 hour ago in 60646 Blog - Suburban Living In Chicago · Authority: 3

NOTE: OBAMA AND MCCAIN ARE U.S. PRESIDENTIAL CANDIDATES.

This week, CNN reported that 80% of Americans are stressed about their personal finances and the economy, according to the annual survey conducted by the American Psychological Association. And, the most recent series of televised presidential and vice-presidential debates may or may not have made you feel better about the outlook for the housing market, the economy in general, or your personal finances. Here now comes Ramit Sethi, a recent technology and psychology graduate from Stanford University who offers some straight talk about your money. Ramit's blog is called www.iwillteachyoutoberich.com, which sounds a bit like a get-rich-quick type of scheme to me, but Ramit is quick to point out that "No, it's not a scam, I'm featured in the Wall Street Journal, New York Times, NPR and CNBC". Well, alright then, I'm sold. Moving right along, Ramit offers some "politically incorrect" (his words) thoughts on "The Truth: What Obama and McCain won't tell you about your money". I'm not sure, but after reading Ramit's article, that 80% figure cited by the American Psychological Association might inch closer to 95% territory. Don't take my word for it though, head on over to Ramit's post, and decide for yourself, whether or not his observations hit the nail right on the head. [via Lifehacker] [image courtesy Nauris] Copyright © 2008 60646 Blog. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@60646blog.com so we can take legal action immediately. Plugin by Taragana
* Author unknown
What You Didn't Hear During the Presidential Debate [Personal Finance]
http://lifeclerks.com/2008/10/what-you-didnt-hear-during-the...
13 hours ago in Life Clerks · Authority: 23

Personal finance blogger Ramit Sethi theorizes that there were a whole lot of things the Presidential candidates didn't (and couldn't) say about your money during the debate last night. For example: … Original post by Gina Trapani

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4,283 RESULTS FOR LASIK

2008-10-12T20:08:00.001-07:00

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1. No one has claimed this blog
The Facts Regarding Easily Get Better Eyesight Without Glasses
http://allaboutsuccesshere.com/ ?p=5559

by Kathy Chan There are no short route when it concerns to rebuild your vision. Loads of individuals seek these "instant fix" without success. If anything are able to fix your eyesight by means of no exertion on your part, it'll appear with awful derivatives - take

6 hours ago in allaboutsuccesshere.com · Authority: 21
2. No one has claimed this blog
The Truth On How You Can Rebuild Your Vision
http://article-nest.com/ the-truth-on-how-you-can-rebuild-your-vision/

NOTE: EYE SURGERY IS COMMONLY TERMED AS LASIK.

by Kathy Chan There're no short route when it concerns to rebuild your vision. Loads of people seek these "immediate fix" to no purpose. If something are able to repair your eyesight using no sweat on your part, it'll come with terrible results - consider lasik

6 hours ago in Article Nest - Home of the best Content Around · Authority: 67
3.
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Videos about lasik
1. My Lasik Eye Surgery
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3. Is LASIK Surgery Safe? www.mercola.com
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4. No one has claimed this blog
www.ilasik.com
http://www.digitalballpoint.com/ 2008/ 10/ wwwilasikcom.html

Now a days technology are getting better and better. People are becoming more advanced now a days ... laser vision correction technologies. I'm so happy that the our government applied this new LASIK ... they applied this LASIK technology, a lot of people benefited to this project.

10 hours ago in .: Mi Virtual Memoirs :. · Authority: 14
5. Photo of garryconn
Lasik Surgery Deals
http://www.blogtheinternet.com/ lasik-surgery-deals.html

Recently the cost of Lasik surgery has decreased quite a bit which has increase overall interest and popularity in having the surgery done. If you are seeking out Lasik surgery deals, you might ...

17 hours ago by garryconn in Best Deals Online · Authority: 60
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In a Swamp, it is Always Gators over Tigers
http://thebiglead.com/ ?p=8305

The tall man in the pink (?) shirt would be Florida tight end Aaron Hernandez. Last time we saw him on a Saturday night, he had a nice game against the Hurricanes. Tebow and Verne Lundquist on a Saturday night? Rad.

1 day ago in The Big Lead · Authority: 1,000
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Laser Surgery Risks - 4 Risks Of Laser Eye Surgery
http://www.healthfitnesshelp.net/ 1832/ eye-care/ laser-surgery-risks-4-risks-of…

Avoiding Laser Eye Surgery risks starts with your initial inquiry into the procedure. In other words, get educated about the procedure and find out as much as you can about it. There seems to be an air of safety with laser eye surgery and in the main that's true but because it's classed as surgery

1 day ago in Health Fitness Help · Authority: 24
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The Truth On How You Can Rebuild Your Vision
http://www.newsalistic.com/ the-truth-on-how-you-can-rebuild-your-vision

by Kathy Chan There're no short route when it concerns to rebuild your vision. Loads of people seek these "immediate fix" to no purpose. If something can repair your vision using no effort on your part, it will appear with horrific derivatives - consider lasik

1 day ago in Newsalistic · Authority: 60
9. Photo of joel108
The Truth About Effortlessly Rebuilding Your Vision
http://www.philippineseocontest2008.com/ the-truth-about-effortlessly-rebuilding…

The Truth About Effortlessly Rebuilding Your Vision October 11th, ... no sweat on your part, it will arrive with bad side effects - consider lasik operation as an example

1 day ago by joel108 in SEOcontest2008 · Authority: 17
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Remove Negative Links - Plano, Texas, United States
http://www.travelpod.com/ travel-blog-entries/ rmvneglinks62/ 1/ 182247120.html

Jump to the full entry & travel map Plano, Texas, United States Remove Negative Linksmarketing public relations public relations consulting bwr public relations effective public relations public relations specialist Remove Negative Links Too much keyword blurring between a site's pages.Too

1 day ago by ristinw in Travel Blog Sites - Free at TravelPod · Authority: 9,905
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Excimer. Femtosecond laser procedures. "… began to experience more significant excimer and femtosecond procedure weakness in Europe during the third quarter as economic conditions worsened there."
http://www.sujanani.com/ lasik/ lasik_surgery/ ?p=101084

Advanced Medical Optics Inc, based in Santa Ana, California, USA, "lowered 2008 revenue guidance to a range of $1.17 billion to $1.20 billion and 2008 adjusted earnings-per-share (EPS) guidance to a range of $0.70 to $0.80 …" Jim Mazzo, AMO Chairman and CEO, informed: "International expansion of

1 day ago by dsujanani in LASIK Eye Surgery · Authority: 17

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77,356 RESULTS FO HEALTH INSURANCE

2008-10-12T16:11:00.001-07:00

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From the Politics channel »
Lindsey Trella with the Debate Question of the Night
http://thedemocraticdaily.com/ 2008/ 10/ 08/ lindsey-trella-with-the-debate-ques…
Amidst a discussion of health care in which both candidates rattled off plans for tax credits, debated employment based health care, and praised electronic health records, it was the question from an audience member that really told of one of those "fundamental differences". The question of the ...
16 hours ago by DemDaily in The Democratic Daily
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1. Photo of sbarry50
Tito Ortiz Recovering From Back Surgery (Update)
http://www.mmaconvert.com/ 2008/ 10/ 09/ tito-ortiz-recovering-from-back-surgery…

[ Tito Ortiz]We've been hearing about Tito Ortiz's back problems for as long as I can remember, ... . Seriously, what the hell is health insurance good for if they won't even keep their end of the deal ... has responded.

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MICHIGAN'S INSURANCE CONSUMER ADVOCATE IS ASKING THE STATE TO HOLD HEARINGS ON ALLSTATE INSURANCE CO's AUTO INSURANCE RATES

2008-10-10T16:55:00.001-07:00

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Allstate auto insurance rates questioned

BY MARGARITA BAUZA • FREE PRESS BUSINESS WRITER • October 8, 2008

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Michigan's insurance consumer advocate is asking the state to hold hearings on Allstate Insurance Co.'s auto insurance rates.
Advertisement

Melvin Butch Hollowell wants insurance commissioner Ken Ross to look into Allstate raising auto insurance rates after saying that Michigan's drivers were among the safest in the country and had reduced accidents for several years in a row.

NOTE: KEN ROSS IS A WELL KNOWN PERSONALITY IN THE INSURANCE INDUSTRY.

The newest rates the insurance company filed with the state -- which went into effect July 28 -- included increases of 5% to 7%.

Hollowell questioned the legitimacy of those hikes based on the "Allstate America's Best Drivers Report" released July 1. The report says that between 1996 and 2006, Michigan drivers had 9,000 fewer serious accidents, a 54% reduction.

In addition, four cities -- Sterling Heights, Warren, Detroit and Grand Rapids -- ranked in the top 10 in accident reduction between 2005 and 2007. Flint was ranked as the most improved city.

The insurance company said the report was wrong.

Allstate said that it had miscalculated accident rates, which it bases on property damage claims. It failed to take into account that Michigan is a no-fault state and because of that, did not count accidents like other states, said David Field, regional counsel for Allstate.

The new report ranks Michigan drivers among the worst in the country.

Hollowell said Tuesday that Allstate was willfully manipulating numbers and that "claims data from Michigan and its revised report is a violation of the state's Unfair Trade Practices Act and the rate-making section of the state's Essential Insurance Act."

Hollowell said he will ask Ross to hold hearings to prevent further rate hikes, which he believes are imminent.

"What we are saying is that based on this new report, we think they will raise them again, and that it might not be so far in the future," Hollowell said.

Contact MARGARITA BAUZA at 313-222-6823 or mbauza@freepress.com.
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Gotmobucks wrote:
What do you mean "to prevent further rate hikes"?

The issue ought to be....what are you doing to recind the July rate hikes now in place that are not warranted? Does this mean once thikes get through they become permanent no matter their legitimacy?

Welcome to Michigan, folks....where stupid things happen on a daily basis! Ken Ross needs a new job! Get 'em Melvin!
10/08/2008 11:16:53 a.m. EDT
What do you mean "to prevent further rate hikes"? <br /><br />The issue ought to be....what are you doing to recind the July rate hikes now in place that are not warranted? Does this mean once thikes get through they become permanent no matter their legitimacy?<br /><br />Welcome to Michigan, folks....where stupid things happen on a daily basis! Ken Ross needs a new job! Get 'em Melvin! Gotmobucks
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2008-10-10T16:04:00.001-07:00

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The Dow psychology
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A global marketplace means that investors will link the performance of Sensex with that of the Dow. So far, the correlation is not proven

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The first time I heard somebody keeping a track of Dow on a day-to-day basis was a business school senior of mine from the class of 1997. Little did I know that in matter of barely over ten years, the world will get glued to Dow daily and intraday movements.

And nothing will matter more than where the Dow was headed. We are in the age of the Dow, and Dow psychology rules. The grip is so powerful that an emerging market broker in Romania after a market update to his client starts talking about what the client is interested in most, the bailout meeting. The respective client will be missing the UEFA championship match between CFR Cluj and Chelsea to watch the bailout meeting at home.

Dow is the global pastime now. Before 2000, it was both Dow and the Nasdaq. After the tech bust, Nasdaq featured less in inter office bets and perceived connections with Indian markets.

NOTE: DOW AND NASDAQ ARE BOTH FAMOUS IN THE INDIAN MARKET.

I also remember another occasion when even a shoe shine boy understood, where we are headed tomorrow was more due to the Dow. The perceived connection was thought to be an unstated rule. On occasion when markets took a different turn locally compared to what the Dow was doing, news of a decoupling between global and local markets featured in national newspapers and TV channels. There was always a reason why a Dow connection worked or weakened at times.

As time passed and both liquidity and number of investors increased, the forecasting rules were simple, if there is certainty and up move it is generally because of local factors, but when uncertainty comes in it is the Dow.

It did not matter whether over a month and quarter what Dow returned in terms of price changes, what mattered was the daily and weekly volatility in the price performance of the benchmarks. There were not many studies I read since 1996, which actually studied correlation between Dow and the Sensex or other emerging market indices and whether such comparisons really made sense.

Even fundamental analysts historically have taken refuge in this fact suggesting an upside as a predictable certainty and downside as the Dow effect. The correlation between the Dow and the Sensex are poor. Rather correlation itself increases and decreases as markets move from greed to fear. At both extremes, the correlations have been known to be high. This is why during contagions every market seems to be correlated.

Going a bit deeper into correlations between the Dow and Sensex suggests a historical correlation of 0.69, for the last decade it has been at 0.64, the highest correlation has been since 2002 lows at 0.90 which has fallen now to 0.82 if you look at just the last year. I just ran a random check to see if the correlation could just go negative.

And here I was at the first attempt – 0.42 from May 26, 2005 to Oct 19, 2005. Correlations are an illusion that we live in, as you can actually draw a cycle of increasing and decreasing correlations between Dow and Sensex. And what use is correlation anyway. Correlation as a trading indicator works miserably with not much back testing validations.

And if we just extend the relationship to Dow and dollar, which are seen to have stronger correlation, a strong dollar and positive Dow move together. Even here the correlations between Dow and dollar can go awry cyclically, positive correlation today and negative tomorrow. It just does not work.

Once you identify that the correlation is increasing you know the assets are in sync and vice versa. It is like the classic outperformance underperformance intermarket cycles we have talked about. There will always be a period the Dow will outperform Sensex and a period when it will underperform. Just to look at one side of the cycle is extrapolation and ignoring the other side by calling it decoupling is human.

Dow is our psychological alibi that we use to explain market vagaries. There is no other way you can explain why, if the problem is in America, did China, Russia, India and the world fall more than the Dow. Of course, there will be some explanation for this too.

But then, how quantifiable is it? We at Orpheus believe that emerging markets are better indicators and lead the Dow. India formed the primary low on September 21, 2001 months before the October 8 low of Dow in 2002. Indian and Chinese indices may have lagged at the current top, topping after the October 11, 2007 high in Dow, but emerging markets like Romania had topped as early as July 24, 2007. This is why the Dow psychology remains flawed.

Even if the Dow psychology works better when inverted, understanding American markets remain important in terms of understanding when does psychology hit an extreme? Markets take more time to bottom than they take to top. This is why 'V' shaped patterns are seen more at the top than at the bottom. The Dow breaking at 10,000 will be globally watched and discussed.

What is more relevant is not 10,000 but the support zones near 9,700-10,000 levels. The 10,000 level is more psychological than real. The 9,700 level is the previous primary low and 9,900 is the key 0.618 Fibonacci level of the up move since October 8, 2002. After six years we are back once again to the October symmetry (the Oct low), which the Dow has been repeating since 1932.

Like we said last time, markets have not broken an October low since the great depression. So, though the term great depression is used pretty loosely now, we have yet to pass the major October confirmation.

Bank failures, bankruptcies, 30-70 per cent collapses in indices all seem to be culminating in the anticipated time window ahead. Many indices including the Dow are falling in seven wave structures. This means classic corrective zigzags. Seven waves are corrective structures not impulsive move downs.

Though we understand that seven waves could be extending into nine waves impulsive, which have a more bearish aspect linked to it, the extreme volatilities on many indices suggest otherwise. Many emerging market indices have spiked with 10-year high volatilities suggesting that panic is total and global now. Prices are also nearing the previous four wave conventional supports on some indices, Oil and gold still under supply pressures, dollar continues strength, it is too early for us to let go of the October low hypothesis.

We are in the age of Dow or simply putting the age of global psychology, which does not understand that markets have a limit till where they can collapse unlike the proverbial moon where it can go on the other side. We are in the age of too much information, this is why summaries excite us more than books, and herding is more convenient than trashing the Dow effect.

The Dow composite, just a week back, was the top performer among global indices. So, Dow might have some catching up to do till 10,000 and maybe marginally lower. But, to expect 8,000 in the next few weeks seems a low probability scenario to us.

We are looking at the Japanese Nikkei now, which should give us our first cues regarding potential multi-month global bottom formations in October and not the Dow. Let's see.

The author is CEO, Orpheus CAPITALS, a global alternative research firm
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